Unicoi County property record for 824 Balsam Cir, Erwin, TN 37650
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,518 sqft · built 1967 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $321,000 (Jul 2026) |
| Tax Bill | $1,722 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 023E-F-047.00 |
| Primary APN | 023E-F-047.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,518 sqft Living Area |
| Gross Area | 2,812 sqft |
| 1st Floor Area | 1,063 sqft |
| Upper Floors Area | 1,455 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 201 ft deep x 51 ft wide |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 332 sqft |
| Deck Area | 130 sqft |
| Patio Area | 110 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 824 BALSAM CIR |
|---|---|
| City | ERWIN |
| State | TN |
| Zip | 37650-1801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | BLK D LOT 4 51X201 IRR |
| Legal Subdivision | MOUNTAIN BROOK |
| Legal Block | D |
| Legal Lot Number | 4 |
| Jurisdiction | UNICOI TN |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 80400 |
Source: Unicoi County records · APN 023E-F-047.00
Assessment roll updated December 3, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 824 BALSAM CIR, ERWIN, TN 37650-1801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 09, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANK OF TENNESSEE |
| Feb 02, 2017 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 09, 2026 · Amount on Record |
| Deed Sale | Jul 09, 2026 · Amount on Record |
| Prior Sale | Jan 22, 1997 · Amount on Record |
| Deed Document Number | 20261446 |
| Deed Book / Page | 505 / 869 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Jul 09, 2026 |
| Property Address | 824 BALSAM CIR, ERWIN, TN 37650-1801 |
| Document Number | 0000001446 |
| Book / Page | 505 / 869 |
| Instrument Date | Jul 09, 2026 |
| Instrument | 20261446 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2026 |
| Title Company | CLASSIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $119,957.70 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 824 BALSAM CIR, ERWIN, TN 37650-1801 |
| Document Number | 0000001447, |
|---|---|
| Date | Jul 09, 2026 |
| Instrument | 20261447 |
| Name | BANK OF TENNESSEE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNICOI TN |
| Property Address | 824 BALSAM CIR, ERWIN, TN 37650-1801 |
| Document Number | 401272 |
| Book / Page | 000401 / 000272 |
| Instrument Date | Feb 02, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 824 BALSAM CIR ERWIN TN 376501801, ERWIN, TN 37650-1801 |
| Document Number | 401272 |
|---|---|
| Date | Feb 09, 2017 |
| Book Page | 000401/000272 |
| Instrument | 228 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 08, 2032 |
Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Unicoi County |
| Municipality | Erwin Town |
| Unified School District | Unicoi County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,722.00 | $65,975 (-) Land $19,250 Building $46,725 | $263,900 (-) Land $77,000 Building $186,900 |
| 2024 | $1,722.00 (+11.03%) | ||
| 2023 | $65,975 (-) Land $19,250 Building $46,725 | ||
| 2022 | $1,551.00 | $65,975 Land $19,250 Building $46,725 | $263,900 Land $77,000 Building $186,900 |
Source: FEMA National Flood Hazard Layer, Unicoi County (47171C), as of August 23, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471710804004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (2001–2020) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Feb 2020 · other causes |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Erwin Utilities Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Point Broadband Fiber Holding.
Based on FCC filings for 281 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system TN0000231, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ERWIN UTILITIES AUTHORITY serves 12,478 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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