824 2nd Ave NE, Waverly, IA 50677 Property Records

Bremer County property record for 824 2nd Ave NE, Waverly, IA 50677

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.214 acres (9,322 sqft)
Owner	Individual Name on File
Last Sale	$223,000 (Apr 2024)
Tax Bill	$298 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02-228-007`

Property Details

APN / Parcel Number

Primary APN	`09-02-228-007`

Exterior

Lot Area	9,322 sqft (0.214 acres)
Lot Dimensions	141 ft deep x 66 ft wide

Location & Zoning

Street Address	824 2ND AVE NE
City	WAVERLY
State	IA
Zip	50677
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	02-91-14 A P NE NE LOT 1 BLK 3
Legal Range	14W
Legal Township	91N
Legal Section	02
Legal Subdivision	SUBD NE NE SEC 2 - WAVERLY
Legal Block	3
Legal Lot Number	1
Jurisdiction	BREMER IA
Township / Civil Division	WAVERLY
Census Block Group	1
Census Block	1012
Census Tract	4100

Owner

824 2nd Ave NE, residential vacant land, is owned by an individual who bought it in April 2024.

Source: Bremer County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	902 2ND AVE NE, WAVERLY, IA 50677-2704
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2024 · Amount on File
Deed Sale	Apr 11, 2024 · Amount on File
Prior Sale	Jun 11, 2015 · Amount on File
Deed Document Number	2024874
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	824 2ND AVE NE, WAVERLY, IA 50677
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 2ND AVE NE, WAVERLY, IA 50677-2704
Investor	Possibly a Property Investor

Mortgage

Document Number	0020253214
Date	Oct 8, 2025
Instrument	20253214

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 824 2nd Ave NE was $298.

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Waverly City
Unified School District	Waverly-Shell Rock Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$298.00	$17,170 Land $17,170	$17,170 Land $17,170
2023		$20,030 Land $20,030	$20,030 Land $20,030
2022	$390.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 824 2nd Ave NE in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	46 (1979–2016)
Claims Outside the SFHA	4 of 46
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 16 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 20 claims Severe Storms & Flooding, Aug 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 824 2nd Ave NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY WATER DEPARTMENT serves 10,394 people · EPA ID IA0990085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waverly Communications Utility Fiber	10,000 / 10,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20