82397 Sardinia Rd, Indio, CA 92203 Property Records

Riverside County property record for 82397 Sardinia Rd, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,439 sqft · built 2006
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Sep 2019)
Tax Bill	$6,737 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`692-100-017`

Property Details

APN / Parcel Number

Primary APN	`692-100-017`
Alternative APN	`679960017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,439 sqft Living Area
Gross Area	3,163 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	679960017
Street Address	82397 SARDINIA RD
City	INDIO
State	CA
Zip	92203-3803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A15
Legal Description	.19 ACRES IN LOT 42 MB 393/052 TR 31815-1
Legal Subdivision	TRACT NO 31815 1
Legal Tract	31815-1
Legal Lot Number	42
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1007
Census Tract	45305

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	82397 SARDINIA RD, INDIO, CA 92203-3803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jan 13, 2022	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Sep 24, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2019 · Amount on Record
Deed Sale	Sep 24, 2019 · Amount on Record
Prior Sale	Apr 5, 2013 · Amount on Record
Deed Document Number	2019379082
Prior Transfer Date	Mar 24, 2011
Prior Transfer Doc	0000139410
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	82397 SARDINIA RD, INDIO, CA 92203-3803
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82397 SARDINIA RD, INDIO, CA 92203-3803

Mortgage

Document Number	0000369996
Date	Dec 13, 2023
Instrument	2023-0369996

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Oct 1, 2038

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	82397 SARDINIA RD, INDIO, CA 92203-3803
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82397 SARDINIA RD, INDIO, CA 92203-3803

Mortgage

Document Number	0000021052
Date	Jan 13, 2022
Instrument	2022-0021052

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 24, 2019
Property Address	82397 SARDINIA RD, INDIO, CA 92203-3803
Document Number	0000379082
Instrument Date	Sep 19, 2019
Instrument	379082
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$390.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	78805 LA PALMA DR LA QUINTA CA 922533840, LA QUINTA, CA 92253-3840

Mortgage

Document Number	379083
Date	Sep 24, 2019
Instrument	379083

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,004 (+2%) Land $27,886 Building $368,118
2025	$6,737.00 (+6.36%)	$388,240 (+4.04%) Land $27,340 Building $360,900
2023	$6,334.00 (+1.04%)	$373,166 Land $26,279 Building $346,887
2022	$6,269.00
2021			$414,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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