8236 Annapolis Rd, Spring Hill, FL 34606 Property Records

Hernando County property record for 8236 Annapolis Rd, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,536 sqft · built 1988
Lot Size	0.28 acres (12,212 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Mar 2022)
Tax Bill	$3,886 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5060-0299-0040`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5060-0299-0040`
Alternative APNs	`00253148` `253148`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	2,290 sqft
1st Floor Area	1,536 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,212 sqft (0.28 acres)
Lot Dimensions	128 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	284 sqft
Patio Area	96 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00253148
Street Address	8236 ANNAPOLIS RD
City	SPRING HILL
State	FL
Zip	34606-5101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 6 BLK 299 LOT 4
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 6
Legal Block	299
Legal Lot Number	4
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1008
Census Tract	41402

Owner

Source: Hernando County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	981 CYPRESS DR, AURORA, IL 60506-1817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Feb 4, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 6, 2020	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Prior Sale	May 6, 2020 · Amount on Record
Deed Document Number	202218440
Deed Book / Page	4138 / 1435
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 9, 2022
Property Address	8236 ANNAPOLIS RD, SPRING HILL, FL 34606-5101
Document Number	0041381435
Book / Page	4138 / 1435
Map Reference	MB 8 PG 1-10
Instrument Date	Mar 7, 2022
Instrument	2022018440
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	ACUITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8236 ANNAPOLIS RD, 8236, SPRING HILL, FL 34606-5101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 CYPRESS DR, AURORA, IL 60506-1817

Mortgage

Document Number	0041381437
Date	Mar 9, 2022
Instrument	4138/1437

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	8236 ANNAPOLIS RD, SPRING HILL, FL 34606-5101
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	SOUTHEAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8236 ANNAPOLIS RD, SPRING HILL, FL 34606-5101

Mortgage

Document Number	0039480868
Date	Feb 4, 2021
Book Page	3948/868
Instrument	2021007698

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 6, 2020
Property Address	8236 ANNAPOLIS RD, SPRING HILL, FL 34606-5101
Document Number	0038370675
Book / Page	3837 / 675
Map Reference	MB 8 PG 1-10
Instrument Date	Apr 16, 2020
Instrument	2020027786
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	SOUTHEAST TITLE OF SUNCOAST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	761 WILLOWRIDGE DR, 761, KOKOMO, IN 46901-7044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8236 ANNAPOLIS RD, SPRING HILL, FL 34606-5101

Mortgage

Document Number	3837677
Date	May 6, 2020
Instrument	3837/677

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,886.00 (+19.24%) Homeowner's exemption	$263,236 (+3.57%)	$263,748 (+3.77%) Land $37,247 Building $226,501
2023		$254,160 (+18.07%) Land $36,789 Building $217,371
2022	$3,259.00 Homeowner's exemption Disabled Person's exemption	$215,257 Land $25,767 Building $189,490	$254,160 Land $34,194 Building $219,966

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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