8236 97th Ave, Vero Beach, FL 32967 Property Records

Indian River County property record for 8236 97th Ave, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,263 sqft · built 1988
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$286,000 (Mar 2026)
Tax Bill	$3,099 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-38-34-00004-0120-00010.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-34-00004-0120-00010.0`
Alternative APN	`30045`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,263 sqft Living Area
Gross Area	1,615 sqft
1st Floor Area	1,263 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2010
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	130 ft deep x 75 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	352 sqft
Driveway	Concrete Driveway
Driveway Area	300 sqft
Porch	Open Porch
Porch Area	205 sqft
Patio Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8236 97TH AVE
City	VERO BEACH
State	FL
Zip	32967-3873
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT E BLK L LOT 10 PBI 5-51
Legal Range	38E
Legal Township	31S
Legal Section	34
Legal Subdivision	VERO LAKE ESTATES UNIT E
Legal Block	L
Legal Lot Number	10
Legal Unit	E
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	1
Census Block	1005
Census Tract	50903

Owner

Source: Indian River County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8236 97TH AVE, VERO BEACH, FL 32967-3873
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Aug 11, 2022	Special Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Jan 14, 2022	Trustee's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2026 · Amount on Record
Deed Sale	Mar 17, 2026 · Amount on Record
Prior Sale	Aug 11, 2022 · Amount on Record
Deed Document Number	202612336
Deed Book / Page	3845 / 1458
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 17, 2026
Property Address	8236 97TH AVE, VERO BEACH, FL 32967-3873
Document Number	0038451458
Book / Page	3845 / 1458
Map Reference	MB 5 PG 51
Instrument Date	Mar 16, 2026
Instrument	3120260012336
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	LIBERTY TTL PARTNERS OF TR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,002.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 107TH STREET CIR E # E402, E402, BRADENTON, FL 34212-1170

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8236 97TH AVE, VERO BEACH, FL 32967-3873

Mortgage

Document Number	0038451460
Date	Mar 17, 2026
Instrument	3845/1460

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Mortgage

Document Number	0038451474
Date	Mar 17, 2026
Book Page	3845/1474
Instrument	3120260012338

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Aug 11, 2022
Property Address	8236 97TH AVE, VERO BEACH, FL 32967-3873
Document Number	0035630471
Book / Page	3563 / 471
Map Reference	MB 5 PG 51
Instrument Date	Jul 29, 2022
Instrument	3120220049970
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	FLORIDIAN TITLE LLC, FLORIDA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 NW SPANISH RIVER BLVD STE 4, 120, BOCA RATON, FL 33431-4219

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8236 97TH AVE, VERO BEACH, FL 32967-3873

Mortgage

Document Number	0003563473
Date	Aug 11, 2022
Instrument	3563/473

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

January 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 14, 2022
Property Address	8236 97TH AVE, VERO BEACH, FL 32967-3873
Document Number	0035021506
Book / Page	3502 / 1506
Map Reference	MB 5 PG 51
Instrument Date	Jan 14, 2022
Instrument	3120220002917
Transaction Type	Foreclosure
Record Updated	Jan 27, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,091.30
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8809 TWIN LAKE DR, BOCA RATON, FL 33496-1946

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,099.00 (+100.32%)	$188,682 (+39.29%) Land $30,281 Building $158,401	$188,682 (-4.91%) Land $30,281 Building $158,401
2023	$1,547.00 (+685.28%)	$135,459 (+159.69%)	$198,423 (+24.19%) Land $24,863 Building $173,560
2022	$197.00	$52,161	$159,773 Land $20,400 Building $139,373

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 285 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	285 in force
Nearby Flood Claims	51 (1996–2023)
Claims Outside the SFHA	2 of 51
Most Recent Claim	Apr 2023
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Wilma, Oct 2005 · 3 claims Hurricane Frances, Sep 2004 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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