8231 Zoe Dr, Saint Louis, MO 63134 Property Records

St. Louis County property record for 8231 Zoe Dr, Saint Louis, MO 63134

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 792 sqft · built 1950
Lot Size	0.155 acres (6,752 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Mar 2022)
Tax Bill	$1,183 (2025)
Deeds & Mortgages	Mar 2022 Second Mortgage Mar 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11J-12-0516`

Property Details

APN / Parcel Number

Primary APN	`11J-12-0516`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
Gross Area	828 sqft
1st Floor Area	792 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	62 ft deep x 50 ft wide
Terrain	Above Road/Slope
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8231 ZOE DR
City	SAINT LOUIS
State	MO
Zip	63134-2230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7R-3
Legal Description	NORDELL HILLS LOT 19
Legal Subdivision	NORDELL HILLS
Legal Block	7
Legal Lot Number	19
Jurisdiction	ST LOUIS MO
Township / Civil Division	NORWOOD
Census Block Group	1
Census Block	1014
Census Tract	221800

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8231 ZOE DR, SAINT LOUIS, MO 63134-2230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Mar 7, 2022	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Mar 3, 2021	Public Action, Foreclosure
May 11, 2018	Trustee's Deed, Foreclosure INVESTORS TITLE COMPANY-CLAYTON
May 9, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2022 · Amount on Record
Deed Sale	Mar 7, 2022 · Amount on Record
Prior Sale	Mar 3, 2021 · Amount on Record
Deed Document Number	202237248
Deed Book / Page	25390 / 1789
Prior Transfer Date	Feb 24, 2021
Prior Transfer Doc	0243990034
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	8231 ZOE DR, SAINT LOUIS, MO 63134-2230
Transaction Type	Mortgage
Record Updated	Jun 29, 2022
Title Company	INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0253901811
Date	Mar 7, 2022
Book Page	25390/1811
Instrument	2022030700250

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 7, 2022
Property Address	8231 ZOE DR, SAINT LOUIS, MO 63134-2230
Document Number	0253901789
Book / Page	25390 / 1789
Map Reference	MB 48 PG 3
Instrument Date	Feb 25, 2022
Instrument	2022030700248
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	INVESTORS TITLE CO CLAYTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6712 THURSTON AVE, 6712, BERKELEY, MO 63134-1554

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8231 ZOE DR, SAINT LOUIS, MO 63134-2230

Mortgage

Document Number	0253901792
Date	Mar 7, 2022
Book Page	25390/1792
Instrument	2022030700249

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

March 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	ST LOUIS MO
Recording Date	Mar 3, 2021
Property Address	8231 ZOE DR, SAINT LOUIS, MO 63134-2230
Document Number	0243990034
Book / Page	24399 / 34
Map Reference	MB 21618 PG 2686
Instrument Date	Feb 24, 2021
Instrument	2021030300242
Transaction Type	Foreclosure
Record Updated	Jun 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6712 THURSTON AVE, SAINT LOUIS, MO 63134-1554

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 11, 2018
Property Address	8231 ZOE DR, SAINT LOUIS, MO 63134-2230
Document Number	0230220250
Book / Page	023022 / 000250
Instrument Date	Feb 7, 2018
Instrument	200
Transaction Type	Foreclosure
Record Updated	Jun 8, 2018
Title Company	INVESTORS TITLE COMPANY-CLAYTON

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	928 N MCKNIGHT RD #A ST LOUIS MO 631324804, A, ST LOUIS, MO 63132-4804

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 9, 2017
Property Address	8231 ZOE DR, SAINT LOUIS, MO 63134-2230
Document Number	0225170503
Book / Page	022517 / 000503
Instrument Date	May 4, 2017
Instrument	391
Transaction Type	Transfer
Record Updated	May 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2747 WISMER AVE ST LOUIS MO 631143138, ST LOUIS, MO 63114-3138

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Berkeley City
County	St. Louis County
Unified School District	Ferguson-Florissant R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,320 (-) Land $1,180 Building $15,140	$85,900 (-) Land $6,200 Building $79,700
2025	$1,183.00 (+5.63%)	$16,320 (+12.24%) Land $1,180 Building $15,140	$85,900 (+12.29%) Land $6,200 Building $79,700
2024	$1,120.00 (+1.27%)
2023	$1,106.00 (+63.37%)	$14,540 (+82.21%) Land $1,580 Building $12,960	$76,500 (+82.14%) Land $8,300 Building $68,200
2022	$677.00	$7,980 Land $1,180 Building $6,800
2021			$42,000 Land $6,200 Building $35,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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