Lake County property record for 8231 Kraay Ave, Munster, IN 46321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,590 sqft · built 1965 |
| Lot Size | 0.217 acres (9,447 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $276,600 (Apr 2019) |
| Tax Bill | $3,720 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-18-28-0239-0011 |
| Primary APN | 007-18-28-0239-0011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,590 sqft Living Area |
| Gross Area | 3,885 sqft |
| 1st Floor Area | 1,295 sqft |
| Basement Area | 1,295 sqft |
| Game Room | Game Room |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 9,447 sqft (0.217 acres) |
| Lot Dimensions | 141 ft deep x 67 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 8231 KRAAY AVE |
|---|---|
| City | MUNSTER |
| State | IN |
| Zip | 46321-1424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOWLING GREEN SUB. L.11 |
| Legal Subdivision | BOWLING GREEN SUB |
| Legal Lot Number | 11 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 40401 |
Source: Lake County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8231 KRAAY AVE, MUNSTER, IN 46321-1424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Jul 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 16, 2019 | Warranty Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2019 · Amount on Record |
| Deed Sale | Apr 16, 2019 · Amount on Record |
| Prior Sale | Mar 31, 2010 · Amount on Record |
| Deed Document Number | 201921889 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 8231 KRAAY AVE, MUNSTER, IN 46321-1424 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000034984 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 2021-034984 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2041 |
| Change Frequency | 6 Months |
|---|---|
| Index | 3-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 8231 KRAAY AVE, MUNSTER, IN 46321-1424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000041760 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 2017 041760 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Apr 16, 2019 |
| Property Address | 8231 KRAAY AVE, MUNSTER, IN 46321-1424 |
| Document Number | 0000021889 |
| Map Reference | MB 36 PG 46 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 2019 021889 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 8231 KRAAY AVE, MUNSTER, IN 46321-1424 |
| Document Number | 0000021890 |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 2019 021890 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | May 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Munster Town |
| Unified School District | Munster School Town (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $310,200 (+10.31%) Land $48,300 Building $261,900 | $310,200 (+10.31%) Land $48,300 Building $261,900 | |
| 2024 | $3,720.00 (+6.99%) | ||
| 2023 | $281,200 (+5.83%) Land $53,100 Building $228,100 | $281,200 (+5.83%) Land $53,100 Building $228,100 | |
| 2022 | $3,477.00 Homeowner's exemption | $265,700 Land $53,100 Building $212,600 | $265,700 Land $53,100 Building $212,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 157 (1982–2011) |
| Claims Outside the SFHA | 7 of 157 |
| Most Recent Claim | Feb 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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