8231 Chilkoot Ln, Locust, NC 28097 Property Records

Cabarrus County property record for 8231 Chilkoot Ln, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,784 sqft · built 2011
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Aug 2017)
Tax Bill	$2,365 (2023)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09012A0062.000000`

Property Details

APN / Parcel Number

Primary APN	`09012A0062.000000`
Alternative APNs	`5576 26 2772` `117717`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,784 sqft Living Area
Gross Area	2,208 sqft
1st Floor Area	944 sqft
Upper Floors Area	840 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	115 ft deep x 61 ft wide
Garage Type	Mixed
Garage Area	228 sqft
Driveway	Concrete Driveway
Driveway Area	810 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Patio Area	160 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	117717
Street Address	8231 CHILKOOT LN
City	LOCUST
State	NC
Zip	28097-9420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPS
Legal Description	LT 62 MEADOWCREEK
Legal Subdivision	MEADOWCREEK VILLAGE
Legal Lot Number	62
Jurisdiction	CABARRUS NC
Township / Civil Division	9, GEORGEVILLE
Census Block Group	2
Census Block	2041
Census Tract	41602

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8231 CHILKOOT LN, LOCUST, NC 28097-9420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS FCU
Aug 23, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2017 · Amount on Record
Deed Sale	Aug 23, 2017 · Amount on Record
Prior Sale	Jan 23, 2014 · Amount on Record
Deed Document Number	201712642-0173
Deed Book / Page	12642 / 173
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	8231 CHILKOOT LN, LOCUST, NC 28097-9420
Document Number	14714246
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9231 CHILKOOT LN LOCUST NC 28097, LOCUST, NC 28097

Mortgage

Document Number	14714246
Date	Dec 2, 2020
Book Page	014714/000246
Instrument	43013

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 23, 2017
Property Address	8231 CHILKOOT LN, LOCUST, NC 28097-9420
Document Number	0012642173
Book / Page	12642 / 0173
Map Reference	MB45 PG77 MAP3
Instrument Date	Aug 23, 2017
Instrument	12642-0173
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	960 ALLMAN ROAD EXT, 960, MOUNT PLEASANT, NC 28124-9586

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0126420175
Date	Aug 23, 2017
Instrument	12642-0175

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Change Frequency	Annually
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Locust City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,160 (+55.33%) Land $66,000 Building $242,160
2024			$308,160 (+55.33%) Land $66,000 Building $242,160
2023	$2,365.00	$198,390 Land $40,500 Building $157,890	$198,390 Land $40,500 Building $157,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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