Saginaw County property record for 8231 Beaver Rd, Saint Charles, MI 48655
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,160 sqft · built 2004 |
| Lot Size | 1.59 acres (69,260 sqft) |
| Owner | Company Name on Record |
| Last Sale | $148,000 (Jun 2020) |
| Tax Bill | $6,833 (2025) |
| Deeds & Mortgages | May 2023 Transfer Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-10-3-05-2114-002 |
| Primary APN | 24-10-3-05-2114-002 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,160 sqft Living Area |
| 1st Floor Area | 2,160 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 69,260 sqft (1.59 acres) |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 8231 BEAVER RD |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-8635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 1/2 OF W 1/2 OF NW FRL 1/4 OF NW FRL 1/4 EXC S 230 FT THEREOF ALSO EXC N 1286.83 FT THEREOF 1.59 ACRES VILLAGE OF ST |
| Legal Range | 03E |
| Legal Township | 10N |
| Legal Section | 05 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 12600 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 44183 US HIGHWAY 41, CHASSELL, MI 49916-9104 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 11, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jun 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BK/MI |
| May 29, 2019 | Deed of Trust, Mortgage GREENSTONE FARM CREDIT SVC(S) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2020 · Amount on Record |
| Deed Sale | Jun 17, 2020 · Amount on Record |
| Prior Sale | Sep 9, 2002 · Amount on Record |
| Deed Document Number | 202015429 |
| Last Transfer Date | May 4, 2023 |
| Transfer Doc | 0000011811 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | May 11, 2023 |
| Property Address | 8231 BEAVER RD, SAINT CHARLES, MI 48655-8635 |
| Document Number | 0000011811 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 2023011811 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 151, SAINT CHARLES, MI 48655-0151 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jun 17, 2020 |
| Property Address | 8231 BEAVER RD, SAINT CHARLES, MI 48655-8635 |
| Document Number | 0000015429 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 15429 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2020 |
| Title Company | SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 410 W MAPLE ST ST CHARLES MI 486551226, ST CHARLES, MI 48655-1226 |
| Document Number | 15430 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 15430 |
| Name | MERCANTILE BK/MI |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49504 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 8231 BEAVER RD, SAINT CHARLES, MI 48655-8635 |
| Document Number | 0000014615 |
| Instrument Date | May 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 8231 BEAVER RD ST CHARLES MI 486558635, ST CHARLES, MI 48655-8635 |
| Document Number | 0000014615 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 14615 |
| Name | GREENSTONE FARM CREDIT SVC(S) |
|---|---|
| Address | EAST LANSING, MI 48823 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 29, 2049 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles Village |
| Unified School District | St. Charles Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,300 (+28.17%) | $266,600 (+28.17%) | |
| 2025 | $6,833.00 (+63.59%) | ||
| 2023 | $104,000 | $208,000 | |
| 2022 | $4,177.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (1986–2026) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Apr 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF ST. CHARLES serves 2,054 people · EPA ID MI0006260 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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