Wayne County property record for 8230 Cogswell St, Romulus, MI 48174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,702 sqft · built 1959 |
| Lot Size | 1.48 acres (64,469 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $294,900 (Jan 2025) |
| Tax Bill | $7,266 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Feb 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 80 027 99 0013 000 |
| Primary APN | 80 027 99 0013 000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,702 sqft Living Area |
| 1st Floor Area | 1,702 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Lot Area | 64,469 sqft (1.48 acres) |
| Lot Dimensions | 644 ft deep x 100 ft wide |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8230 COGSWELL ST |
|---|---|
| City | ROMULUS |
| State | MI |
| Zip | 48174-1378 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A/RCOD |
| Legal Description | 07BB1B THAT PART OF THE S W 1/4 OF SEC 7 DESCRIBED AS BEG AT A POINT ON THE N AND S 1/4 SEC LINE DISTANT DUE S 400 FT FROM |
| Legal Lot Number | 0013 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | ROMULUS |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 585800 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8230 COGSWELL ST, ROMULUS, MI 48174-1378 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2022 | Warranty Deed, Transfer · FHA Mortgage FIRST SECURITIES FINANCIAL SERVICES INC |
| Feb 9, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FINANCIAL PLUS CU |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU |
| Jan 31, 2018 | Loan Modification, Mortgage · Conventional Mortgage FINANCIAL PLUS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2025 · Amount on Record |
| Deed Sale | Jan 3, 2025 · Amount on Record |
| Prior Sale | Dec 8, 2022 · Amount on Record |
| Deed Document Number | 20251983 |
| Deed Book / Page | 59258 / 1335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Dec 8, 2022 |
| Property Address | 8230 COGSWELL ST, ROMULUS, MI 48174-1378 |
| Document Number | 0579900292 |
| Book / Page | 57990 / 292 |
| Instrument Date | Dec 7, 2022 |
| Instrument | 2022347097 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2023 |
| Title Company | MICHIGAN TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8230 COGSWELL ST, ROMULUS, MI 48174-1378 |
| Name | Verified Name |
|---|---|
| Address | 36911 GODDARD RD, ROMULUS, MI 48174-1251 |
| Document Number | 0579980065 |
|---|---|
| Date | Dec 13, 2022 |
| Book Page | 57998/65 |
| Instrument | 2022350995 |
| Name | FIRST SECURITIES FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | FRANKLIN, MI 48025 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 8230 COGSWELL ST, ROMULUS, MI 48174-1378 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2022 |
| Title Company | MASON BURGESS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 8230 COGSWELL ST, ROMULUS, MI 48174-1378 |
| Document Number | 0573960060 |
|---|---|
| Date | Feb 9, 2022 |
| Book Page | 57396/60 |
| Instrument | 2022036511 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48507 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jan 28, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 8230 COGSWELL ST, ROMULUS, MI 48174-1378 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | MASON BURGESS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 8230 COGSWELL ST, ROMULUS, MI 48174-1378 |
| Document Number | 0561550388 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 56155/388 |
| Instrument | 2020307481 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 176 Months |
| Due | Jun 1, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 8230 COGSWELL ST, ROMULUS, MI 48174-1378 |
| Document Number | 0542071204 |
| Instrument Date | Jan 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8230 COGSWELL ST ROMULUS MI 481741378, ROMULUS, MI 48174-1378 |
| Document Number | 0542071204 |
|---|---|
| Date | Feb 5, 2018 |
| Book Page | 054207/001204 |
| Instrument | 31570 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Feb 4, 2025 |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Romulus City |
| Unified School District | Romulus Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $142,800 (+29.11%) | $285,600 (+29.11%) | |
| 2025 | $7,266.00 (+191.46%) | ||
| 2023 | $110,600 | $221,200 | |
| 2019 | $2,493.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2019–2023) |
| Most Recent Claim | Aug 2023 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROMULUS serves 23,989 people · EPA ID MI0005785 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2024 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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