823 Wingsail Ct, Joppa, MD 21085 Property Records

Harford County property record for 823 Wingsail Ct, Joppa, MD 21085

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,400 sqft · built 2014
Lot Size	0.048 acres (2,100 sqft)
Owner	Individual Name on File
Last Sale	$251,990 (Apr 2021)
Tax Bill	$2,531 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-389637`

Property Details

APN / Parcel Number

Primary APN	`01-389637`
Alternative APN	`389637`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,400 sqft Total Area
Basement Area	280 sqft
Finished Basement	280 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,100 sqft (0.048 acres)
Garage Type	Basement
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	389637
Street Address	823 WINGSAIL CT
City	JOPPA
State	MD
Zip	21085-3323
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 32 2100 SF 823 WINGSAIL COURT MAGNOLIA LANDING 131/72
Legal Subdivision	MAGNOLIA LNDG 2
Legal Lot Number	32
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2007
Census Tract	301402

Owner

Source: Harford County records · APN 01-389637

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	823 WINGSAIL CT, JOPPA, MD 21085-3323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 05, 2021 · Amount on Record
Deed Sale	Apr 05, 2021 · Amount on Record
Prior Sale	Jun 26, 2014 · Amount on Record
Deed Book / Page	14638 / 109
Record Updated	Sep 20, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 05, 2021
Property Address	823 WINGSAIL CT, JOPPA, MD 21085-3323
Document Number	0146380109
Book / Page	14638 / 109
Map Reference	PL 138 PG 31
Instrument Date	Mar 26, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	NOT AVAILABLE, DBA ADMIRAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	823 WINGSAIL CT, JOPPA, MD 21085-3323

Mortgage

Document Number	0014638117
Date	Apr 05, 2021
Instrument	14638/117

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,400 (+25.3%) Land $63,000 Building $205,400	$268,400 (+25.3%) Land $63,000 Building $205,400
2025	$2,531.00 (+8.44%)
2023		$214,200 Land $63,000 Building $151,200	$214,200 Land $63,000 Building $151,200
2022	$2,334.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 391 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.