Kenton County property record for 823 Willow St, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,332 sqft · built 1954 |
| Lot Size | 0.365 acres (15,918 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $132,850 (Dec 2020) |
| Tax Bill | $3,028 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-30-16-010.00 |
| Primary APN | 004-30-16-010.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,332 sqft Finished Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 15,918 sqft (0.365 acres) |
| Lot Dimensions | 151 ft deep x 105 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 823 WILLOW ST |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODSIDE LOTS 311-314 & PT LOT 318-319 ON WILLOW ST |
| Legal Subdivision | WOODSIDE ADDN |
| Legal Phase | 19 |
| Legal Lot Number | 314,318 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 65700 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 823 WILLOW ST, ELSMERE, KY 41018-2059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Dec 21, 2020 | Warranty Deed, Transfer FIELDSTONE VENTURES LLC |
| Oct 22, 2020 | Warranty Deed, Transfer CENTRAL LAND TITLE AGENCY COMPANY, CENTRAL LAND TITLE AGCY CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2020 · Amount on Record |
| Deed Sale | Dec 21, 2020 · Amount on Record |
| Prior Sale | Oct 22, 2020 · Amount on Record |
| Deed Document Number | 20205900161 |
| Deed Book / Page | 61 / 930 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 21, 2020 |
| Property Address | 823 WILLOW ST, ELSMERE, KY 41018-2059 |
| Document Number | 0000000161 |
| Book / Page | 000061 / 000930 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 161 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 823 WILLOW ST ELSMERE KY 410182059, ELSMERE, KY 41018-2059 |
| Document Number | 162 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 00M143/000847 |
| Instrument | 162 |
| Name | FIELDSTONE VENTURES LLC |
|---|---|
| Address | 1018 DELTA AVE # 302, CINCINNATI, OH 45208-3100 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 22, 2020 |
| Property Address | 823 WILLOW ST, ELSMERE, KY 41018-2059 |
| Document Number | 0000000046 |
| Book / Page | 000050 / 000913 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 46 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2020 |
| Title Company | CENTRAL LAND TITLE AGENCY COMPANY, CENTRAL LAND TITLE AGCY CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $135.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1018 DELTA AVE #302 CINCINNATI OH 452083100, 302, CINCINNATI, OH 45208-3100 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,400 (-) Land $40,000 Building $159,400 | $199,400 (-) Land $40,000 Building $159,400 | |
| 2025 | $3,028.00 (+2.33%) | $199,400 (+1.01%) Land $40,000 Building $159,400 | $199,400 (+1.01%) Land $40,000 Building $159,400 |
| 2023 | $2,959.00 | $197,400 Land $40,000 Building $157,400 | $197,400 Land $40,000 Building $157,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures