823 W Stearns Rd, Bartlett, IL 60103 Property Records

DuPage County property record for 823 W Stearns Rd, Bartlett, IL 60103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,675 sqft · built 1976
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$259,000 (Jun 2004)
Tax Bill	$9,026 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-03-305-002`

Property Details

APN / Parcel Number

Primary APN	`01-03-305-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,675 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	823 W STEARNS RD
City	BARTLETT
State	IL
Zip	60103-4507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	APPLE ORCHARD RESUB UNIT 1
Legal Subdivision	APPLE ORCHARD RESUB
Legal Lot Number	15
Legal Unit	1
Jurisdiction	DU PAGE IL
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2004
Census Tract	841316

Owner

823 W Stearns Rd is owned and occupied by an individual who bought it in June 2004.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	823 W STEARNS RD, BARTLETT, IL 60103-4507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2004 · Amount on File
Deed Sale	Jun 4, 2004 · Amount on File
Prior Sale	Sep 11, 2001 · Amount on File
Deed Document Number	2004149546
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	823 W STEARNS RD, BARTLETT, IL 60103-4507
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 W STEARNS RD, BARTLETT, IL 60103-4507

Mortgage

Document Number	0000062473
Date	Oct 3, 2025
Instrument	R2025-062473

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 29, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	823 W STEARNS RD, BARTLETT, IL 60103-4507
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090633
Date	Jun 14, 2021
Instrument	R2021-090633

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	176 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate
Rate	5%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	823 W STEARNS RD, BARTLETT, IL 60103-4507
Document Number	0000086322
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	TEK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	823 W STEARNS RD BARTLETT IL 601034507, BARTLETT, IL 60103-4507

Mortgage

Document Number	0000086322
Date	Sep 26, 2019
Instrument	86322

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 25, 2039

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 823 W Stearns Rd was $9,026 with a homeowner's exemption, up 3.1% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bartlett Village
County	DuPage County
County Subdivision	Wayne Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,026.00 (+3.14%) Homeowner's exemption	$126,351 (+8.7%) Land $37,405 Building $88,946	$379,053 (+8.7%) Land $112,215 Building $266,838
2024	$8,751.00	$116,238 Land $34,411 Building $81,827	$348,714 Land $103,233 Building $245,481
2022	$8,040.00 Homeowner's exemption	$98,010 Land $29,010 Building $69,000	$294,030 Land $87,030 Building $207,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 823 W Stearns Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 823 W Stearns Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARTLETT serves 41,500 people · EPA ID IL0314120
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Apr 2025
Lead	20 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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