823 W State St, Union, MO 63084 Property Records

Franklin County property record for 823 W State St, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,510 sqft · built 1956
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$1,489 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-8-27.0-2-005-072.000`

Property Details

APN / Parcel Number

Primary APN	`17-8-27.0-2-005-072.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,510 sqft Living Area

Exterior

Year Built	Built 1956
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Patio Area	144 sqft

Location & Zoning

Street Address	823 W STATE ST
City	UNION
State	MO
Zip	63084-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:4 LAKESIDE
Legal Range	01W
Legal Township	43
Legal Section	27
Legal Quarter	NW
Legal Subdivision	LAKESIDE
Legal Block	5
Legal Lot Number	4
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2025
Census Tract	800604

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	823 W STATE ST, UNION, MO 63084-1030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2018	Warranty Deed, Construction Loan · Line of Credit UNITED BK/UNION
Feb 9, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2018
Deed Sale	Aug 17, 2018
Deed Document Number	1811489
Record Updated	Jun 8, 2026

August 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 17, 2018
Property Address	823 W STATE ST, UNION, MO 63084-1030
Document Number	0000011489
Instrument Date	Aug 7, 2018
Instrument	11489
Transaction Type	Construction Loan
Record Updated	Aug 27, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 W STATE ST UNION MO 630841030, UNION, MO 63084-1030

Mortgage

Document Number	11490
Date	Aug 17, 2018
Instrument	11490

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 16, 2019

Interest

Rate Type	Adjustable Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Feb 9, 2018
Property Address	823 W STATE ST, UNION, MO 63084-1030
Document Number	0000001743
Instrument Date	Feb 9, 2018
Instrument	1743
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	FRANKLIN COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 W STATE ST UNION MO 630841030, UNION, MO 63084-1030

Mortgage

Document Number	1744
Date	Feb 9, 2018
Instrument	1744

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,489.00	$26,630 (+7.51%)	$140,160 (+7.51%) Land $16,490 Building $123,670
2023	$1,489.00 (+13.49%)	$24,770	$130,370 Land $16,490 Building $113,880
2022	$1,312.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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