823 W State St, Lima, OH 45805 Property Records

Allen County property record for 823 W State St, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,507 sqft · built 1918
Lot Size	0.147 acres (6,403 sqft)
Owner	2 Individual Names on File
Last Sale	$93,000 (Nov 2015)
Tax Bill	$1,337 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-3610-08-004.000`

Property Details

APN / Parcel Number

Primary APN	`36-3610-08-004.000`
Alternative APN	`M3836361008004000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,507 sqft Living Area
Gross Area	2,587 sqft
1st Floor Area	787 sqft
Upper Floors Area	624 sqft
Basement Area	780 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,403 sqft (0.147 acres)
Lot Dimensions	142 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	420 sqft
Deck Area	28 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	823 W STATE ST
City	LIMA
State	OH
Zip	45805-3302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MACKENZIE BROS SUB DIVISION LOTS 10615 & W END 10619 & 1/2 VAC ALLEY JOINT TEN FF 45.00
Legal Subdivision	MACKENZIE BROS SUB DIVISION
Legal Lot Number	10615
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2009
Census Tract	13300

Owner

823 W State St is owned and occupied by two individuals who bought it in November 2015.

Source: Allen County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	823 W STATE ST, LIMA, OH 45805-3302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2015 · Amount on File
Deed Sale	Nov 20, 2015 · Amount on File
Prior Sale	May 31, 2011 · Amount on File
Deed Document Number	201512407
Deed Book / Page	2015 / 12407
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	823 W STATE ST, LIMA, OH 45805-3302
Document Number	0000007709
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	823 W STATE ST LIMA OH 458053302, LIMA, OH 45805-3302

Mortgage

Document Number	0000007709
Date	Jul 14, 2020
Instrument	7709

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 823 W State St was $1,337, up 0.1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,337.00 (+0.15%)	$37,280 (-) Land $3,780 Building $33,500	$106,500 (-) Land $10,800 Building $95,700
2024	$1,335.00 (+7.14%) Homeowner's exemption	$37,280 (+23%) Land $3,780 Building $33,500	$106,500 Land $10,800 Building $95,700
2023	$1,246.00 (-0.56%) Homeowner's exemption	$30,310 (-) Land $3,080 Building $27,230
2022	$1,253.00 Homeowner's exemption	$30,310 Land $3,080 Building $27,230
2021			$86,600 Land $8,800 Building $77,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 823 W State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 823 W State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, TSC, Verizon.

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