823 W 8th St, Bloomington, IN 47404 Property Records

Monroe County property record for 823 W 8th St, Bloomington, IN 47404

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,320 sqft · built 1940
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$259,900 (Sep 2017)
Tax Bill	$3,277 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Sep 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`013-26050-00`

Property Details

APN / Parcel Number

Primary APN	`013-26050-00`
Alternative APN	`53-05-32-408-015.000-005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2000
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	136 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	013-26050-00
Street Address	823 W 8TH ST
City	BLOOMINGTON
State	IN
Zip	47404-3603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABELS LOT 10
Legal Subdivision	ABELS SUB
Legal Lot Number	10
Jurisdiction	MONROE IN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1016
Census Tract	601

Owner

823 W 8th St is owned and occupied by an individual who bought it in September 2017.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	823 W 8TH ST, BLOOMINGTON, IN 47404-3603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2019	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Sep 22, 2017	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Dec 11, 2015	Warranty Deed, Transfer
Feb 10, 2009	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMERCE BANK
May 21, 2007	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2017 · Amount on File
Deed Sale	Sep 22, 2017 · Amount on File
Prior Sale	Dec 11, 2015
Deed Document Number	201713463
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	823 W 8TH ST, BLOOMINGTON, IN 47404-3603
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019007422
Date	Jun 3, 2019
Instrument	2019007422

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	May 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Sep 22, 2017
Property Address	823 W 8TH ST, BLOOMINGTON, IN 47404-3603
Document Number	2017013463
Map Reference	PL CAB B ENV 2
Instrument Date	Jun 18, 2017
Instrument	2017013463
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 W 8TH ST, BLOOMINGTON, IN 47404-3603

Mortgage

Document Number	2017013465
Date	Sep 22, 2017
Instrument	2017013465

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46825

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2032

December 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Dec 11, 2015
Property Address	823 W 8TH ST, BLOOMINGTON, IN 47404-3603
Document Number	2015016867
Instrument Date	Dec 9, 2015
Instrument	2015016867
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 W 8TH ST, BLOOMINGTON, IN 47404-3603
Investor	Possibly a Property Investor

February 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Feb 10, 2009
Property Address	823 W 8TH ST, BLOOMINGTON, IN 47404-3603
Document Number	2009001863
Instrument Date	Jan 30, 2009
Instrument	2009001863
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	823 W 8TH ST, BLOOMINGTON, IN 47404-3603
Investor	Possibly a Property Investor

Mortgage

Document Number	2009001865
Date	Feb 10, 2009
Instrument	2009001865

Lender

Name	UNITED COMMERCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2039

May 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	May 21, 2007
Property Address	823 W 8TH ST, BLOOMINGTON, IN 47404-3603
Document Number	2007008607
Instrument Date	May 17, 2007
Instrument	2007008607
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 E 2ND ST, BLOOMINGTON, IN 47401

Tax Assessment & Valuation

The 2025 property tax bill for 823 W 8th St was $3,277, down 10.8% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Bloomington Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,277.00 (-10.76%)	$341,600 Land $99,000 Building $242,600	$341,600 Land $99,000 Building $242,600
2024	$3,672.00
2023		$321,700 (+8.5%) Land $93,400 Building $228,300	$321,700 (+8.5%) Land $93,400 Building $228,300
2022	$3,193.00 Homeowner's exemption	$296,500 Land $81,200 Building $215,300	$296,500 Land $81,200 Building $215,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 823 W 8th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 823 W 8th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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