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823 Vischer Ave, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 823 Vischer Ave, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,100 sqft · built 1910
Lot Size0.152 acres (6,650 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Aug 2023)
Tax Bill$7,127 (2026)
Deeds & MortgagesAug 2023 Sale & Mortgage
Feb 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN421500 48.75-1-7

Property Details

APN / Parcel Number

Primary APN421500 48.75-1-7
Alternative APN
  • 150004807500010070000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,100 sqft Living Area
1st Floor Area1,100 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area6,650 sqft (0.152 acres)
Lot Dimensions190 ft deep x 35 ft wide
PorchSlab
Porch Area468 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address823 VISCHER AVE
CitySCHENECTADY
StateNY
Zip12306-3911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description1X WOOD
Legal SubdivisionCENTRAL REALTY CO
Legal Block1
Legal Lot Number7.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4005
Census Tract33200

Owner

823 Vischer Ave is owned by an individual who bought it in August 2023.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address6 CLIFFE AVE, RENSSELAER, NY 12144-4209
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 24, 2021Warranty Deed, Transfer · FHA Mortgage
FLAGSTAR BANK FSB
May 15, 2019Warranty Deed, Transfer
ATTORNEY ONLY
May 15, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 21, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2023 · Amount on File
Deed SaleAug 24, 2023 · Amount on File
Prior SaleMay 15, 2019 · Amount on File
Deed Document Number202348378
Deed Book / Page2114 / 493
Prior Transfer DateMay 9, 2019
Prior Transfer Doc0000021163
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 24, 2023
Property Address823 VISCHER AVE, SCHENECTADY, NY 12306-3911
Document Number0000048378
Book / Page2114 / 493
Instrument DateAug 9, 2023
Instrument202348378
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$760.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address823 VISCHER AVE, SCHENECTADY, NY 12306-3911

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 CLIFFE AVE, RENSSELAER, NY 12144-4209

Mortgage

Document Number0000048354
DateAug 24, 2023
Instrument202348354
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 24, 2021
Property Address823 VISCHER AVE, SCHENECTADY, NY 12306-3911
Document Number0000007364
Book / Page2052 / 941
Map ReferenceCAB A 348&351
Instrument DateJan 22, 2021
Instrument202107364
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$680.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address95 DAHLIA ST, SCHENECTADY, NY 12306-2634

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 BROOKLEDGE #H # H, H, GUILDERLAND, NY 12084-9106

Mortgage

Document Number0000007365
DateFeb 24, 2021
Instrument202107365
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMay 15, 2019
Property Address823 VISCHER AVE, SCHENECTADY, NY 12306-3911
Document Number0000021165
Book / Page002011 / 000305
Instrument DateMay 15, 2019
Instrument21165
Transaction TypeTransfer
Record UpdatedMay 31, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$150.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address95 DAHLIA ST SCHENECTADY NY 123062634, SCHENECTADY, NY 12306-2634

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateMay 15, 2019
Property Address823 VISCHER AVE, SCHENECTADY, NY 12306-3911
Document Number0000021163
Book / Page002011 / 000302
Instrument DateMay 9, 2019
Instrument21163
Transaction TypeTransfer
Record UpdatedMay 31, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address823 VISCHER AVE SCHENECTADY NY 123063911, SCHENECTADY, NY 12306-3911

September 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateSep 21, 2018
Property Address823 VISCHER AVE, SCHENECTADY, NY 12306-3911
Document Number0000042150
Book / Page001996 / 000275
Instrument DateSep 21, 2018
Instrument42150
Transaction TypeForeclosure
Record UpdatedOct 9, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

The 2026 property tax bill for 823 Vischer Ave was $7,127, up 1.8% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,127.00 (+1.84%)
2025$6,998.00$148,800 Land $15,500 Building $133,300$246,398 Land $25,666 Building $220,732
2023$148,800 (-) Land $15,500 Building $133,300$188,354 (+3.8%) Land $19,620 Building $168,734
2022$148,800 Land $15,500 Building $133,300$181,463 Land $18,902 Building $162,561
2021$5,835.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 823 Vischer Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 823 Vischer Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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