823 Teal Dr, Quincy, MI 49082 Property Records

Branch County property record for 823 Teal Dr, Quincy, MI 49082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1990
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Oct 2011)
Tax Bill	$2,817 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Nov 2006 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-M10-000-005-00`

Property Details

APN / Parcel Number

Primary APN	`120-M10-000-005-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,196 sqft Building Perimeter
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	7,841 sqft (0.18 acres)
Garage Area	675 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	823 TEAL DR
City	QUINCY
State	MI
Zip	49082-8535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 MALLARD COVE SEC 5 T7S R5W
Legal Range	05W
Legal Township	07S
Legal Section	05
Legal Subdivision	MALLARD COVE
Legal Lot Number	5
Jurisdiction	BRANCH MI
Township / Civil Division	ALGANSEE
Census Block Group	2
Census Block	2019
Census Tract	950900

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	823 TEAL DR, QUINCY, MI 49082-8535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage CENTURY BANK AND TRUST
Nov 17, 2006	Warranty Deed, Transfer · ARM ARGENT MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2011 · Amount on Record
Deed Sale	Oct 27, 2011 · Amount on Record
Prior Sale	Mar 28, 2011 · Amount on Record
Deed Document Number	20116577
Last Transfer Date	Aug 16, 2023
Transfer Doc	0202304532
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Aug 21, 2023
Property Address	823 TEAL DR, QUINCY, MI 49082-8535
Document Number	0202304532
Map Reference	LB 3 PG 41
Instrument Date	Aug 16, 2023
Instrument	2023-04532
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	EVONS TITLE, DEVON TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 TEAL DR, QUINCY, MI 49082-8535

Mortgage

Document Number	0202304533
Date	Aug 21, 2023
Instrument	2023-04533

Lender

Name	CENTURY BANK AND TRUST

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2038

November 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Nov 17, 2006
Property Address	823 TEAL DR, QUINCY, MI 49082-8535
Document Number	0200609714
Map Reference	LB3 PG41
Instrument Date	Nov 14, 2006
Instrument	2006-09714
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 W PEARL ST, COLDWATER, MI 49036-1829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19707 SEQUOIA AVE, CHICAGO HEIGHTS, IL 60411-6830
Investor	Possibly a Property Investor

Mortgage

Document Number	0200609715
Date	Nov 17, 2006
Instrument	2006-09715

Lender

Name	ARGENT MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	7.77%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	7.77%
Max Rate At Change	9.77%
Index	6-Month LIBOR
Margin	6
Max Rate	13.7%

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Algansee Township
Unified School District	Quincy Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,312 (+4.14%)	$244,624 (+4.14%)
2025	$2,817.00 (+6.18%)	$117,455 (+17.16%)	$234,910 (+17.16%)
2024	$2,653.00
2023		$100,255	$200,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Lakeland Internet.

Cell Coverage

5G and 4G LTE (outdoors only)

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