823 Sydney Ct, Merced, CA 95341 Property Records

Merced County property record for 823 Sydney Ct, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,270 sqft · built 1979
Lot Size	0.269 acres (11,716 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,007 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone AO (high risk)
APN	`059-470-024-000`

Property Details

APN / Parcel Number

Primary APN	`059-470-024-000`
Alternative APN	`059-470-024`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,270 sqft Living Area
Gross Area	1,837 sqft
1st Floor Area	1,270 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Wood
Roof Material	Other
Lot Area	11,716 sqft (0.269 acres)
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	059-470-024
Street Address	823 SYDNEY CT
City	MERCED
State	CA
Zip	95341-5550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	MERCED WEST LOT 9
Legal Subdivision	MERCED WEST
Legal Lot Number	9
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1017
Census Tract	1501

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	823 SYDNEY CT, MERCED, CA 95341-5550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · FHA Mortgage PLAZA HOME MORTGAGE INC
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Nov 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK
Oct 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 4, 2024
Transfer Doc	0000029174
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	823 SYDNEY CT, MERCED, CA 95341-5550
Transaction Type	Mortgage
Record Updated	Mar 15, 2024
Title Company	CONSUMER TITLE, CONSUMERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 SYDNEY CT, MERCED, CA 95341-5550

Mortgage

Document Number	0000003204
Date	Feb 13, 2024
Instrument	2024003204

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	823 SYDNEY CT, MERCED, CA 95341-5550
Transaction Type	Mortgage
Record Updated	Oct 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 SYDNEY CT, MERCED, CA 95341-5550

Mortgage

Document Number	0000041563
Date	Sep 17, 2021
Instrument	2021041563

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	823 SYDNEY CT, MERCED, CA 95341-5550
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038824
Date	Nov 15, 2017
Instrument	2017-038824

Lender

Name	CITIBANK
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	823 SYDNEY CT, MERCED, CA 95341-5550
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031118
Date	Oct 5, 2018
Instrument	2018031118

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$97,348 (+2%) Land $22,625 Building $74,723
2025	$1,007.00 (+7.36%)	$95,440 (+4.04%) Land $22,182 Building $73,258
2023	$938.00 (+1.74%) Homeowner's exemption	$91,736 Land $21,322 Building $70,414
2022	$922.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 253 policies
Nearby Flood Policies	253 in force
Nearby Flood Claims	58 (1998–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims Severe Storms, Flooding, Landslides, And Mudslides, Apr 2006 · 16 claims Severe Winter Storms And Flooding, Mar 1998 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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