823 Summit St, Joliet, IL 60435 Property Records

Will County property record for 823 Summit St, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 720 sqft · built 1910
Lot Size	0.348 acres (3,697 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jun 2017)
Tax Bill	$4,044 (2025)
Deeds & Mortgages	Apr 2019 Loan Modification Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-07-04-417-017`

Property Details

APN / Parcel Number

Primary APN	`30-07-04-417-017`
Alternative APN	`07044170170000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	720 sqft
Gross Area	1,080 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,697 sqft (0.348 acres)
Lot Dimensions	122 ft deep x 30 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	823 SUMMIT ST
City	JOLIET
State	IL
Zip	60435-4605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 IN P R BANNON'S SUB, SUB OF THE E1/2 OF BLK 14 PRT OF BLK 18 IN A DOTY'S SUB, BEING A SUB OF PRT OF THE S1/2 OF THE S
Legal Range	10E
Legal Township	35N
Legal Section	04
Legal Subdivision	P R BANNONS
Legal Block	14
Legal Lot Number	26
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	2
Census Block	2011
Census Tract	881800

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	823 SUMMIT ST, JOLIET, IL 60435-4605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2019	Loan Modification, Mortgage MIDFIRST BK
Apr 18, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 27, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN PORTFOLIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2017 · Amount on Record
Deed Sale	Jun 27, 2017 · Amount on Record
Prior Sale	Mar 25, 2004 · Amount on Record
Deed Document Number	201749748
Prior Transfer Date	Dec 12, 1995
Prior Transfer Doc	0000000954
Record Updated	Oct 29, 2026

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	823 SUMMIT ST, JOLIET, IL 60435-4605
Document Number	0000027044
Instrument Date	Apr 18, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 SUMMIT ST JOLIET IL 604354605, JOLIET, IL 60435-4605

Mortgage

Document Number	0000027044
Date	May 8, 2019
Instrument	27044

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 7, 2049

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	823 SUMMIT ST, JOLIET, IL 60435-4605
Document Number	0000025869
Instrument Date	Apr 18, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 SUMMIT ST JOLIET IL 604354605, JOLIET, IL 60435-4605

Mortgage

Document Number	0000025869
Date	May 3, 2019
Instrument	25869

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 27, 2017
Property Address	823 SUMMIT ST, JOLIET, IL 60435-4605
Document Number	0000049748
Instrument Date	Jun 15, 2017
Instrument	R2017049748
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	BAIRD & WARNER TITLE SVCS IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 SUMMIT ST, JOLIET, IL 60435-4605

Mortgage

Document Number	0000049749
Date	Jun 27, 2017
Instrument	R2017049749

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,044.00 (+18.63%)	$58,369 (+9.3%) Land $10,394 Building $47,975	$175,107 (+9.3%) Land $31,182 Building $143,925
2024		$53,403 (+24.42%) Land $9,510 Building $43,893	$160,209 (+24.42%) Land $28,530 Building $131,679
2022	$3,409.00 Homeowner's exemption	$42,921 Land $7,644 Building $35,277	$128,763 Land $22,932 Building $105,831

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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