San Joaquin County property record for 823 Summer Ln, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,738 sqft · built 1999 |
| Lot Size | 0.142 acres (6,186 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $834,000 (Feb 2024) |
| Tax Bill | $10,033 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Feb 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 240-190-350-000 |
| Primary APN | 240-190-350-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,738 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Wood |
| Lot Area | 6,186 sqft (0.142 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 240-190-35 |
|---|---|
| Street Address | 823 SUMMER LN |
| City | TRACY |
| State | CA |
| Zip | 95377-8658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 48 |
| Legal Subdivision | ALDEN MEADOWS |
| Legal Block | 3 |
| Legal Lot Number | 48 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 5212 |
Source: San Joaquin County records · APN 240-190-350-000
Assessment roll updated September 24, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 823 SUMMER LN, TRACY, CA 95377-8658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SAGE HOME LOANS CORP |
| Feb 15, 2024 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 15, 2024 · Amount on Record |
| Deed Sale | Feb 15, 2024 · Amount on Record |
| Prior Sale | Oct 31, 2001 · Amount on Record |
| Deed Document Number | 202412940 |
| Prior Transfer Date | Jan 27, 2014 |
| Prior Transfer Doc | 0000011569 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 823 SUMMER LN, TRACY, CA 95377-8658 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 823 SUMMER LN, TRACY, CA 95377-8658 |
| Document Number | 0000093119 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 2025-093119 |
| Name | SAGE HOME LOANS CORP |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2045 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 15, 2024 |
| Property Address | 823 SUMMER LN, TRACY, CA 95377-8658 |
| Document Number | 0000012940 |
| Map Reference | MB 34 PG 35 |
| Instrument Date | Feb 06, 2024 |
| Instrument | 2024-012940 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2024 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 823 SUMMER LN, TRACY, CA 95377-8658 |
| Investor | Possibly a Property Investor |
| Document Number | 0000012941 |
|---|---|
| Date | Feb 15, 2024 |
| Instrument | 2024-012941 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,033.00 (+67.11%) | $850,680 (+58.08%) Land $204,000 Building $646,680 | |
| 2023 | $6,004.00 (+2.13%) Homeowner's exemption | $538,127 Land $160,443 Building $377,684 | $755,010 |
| 2022 | $5,879.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Zinnia Networks Fixed Wireless | 400 / 80 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 758 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TRACY serves 98,215 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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