823 Stanford Ave, Elyria, OH 44035 Property Records

Lorain County property record for 823 Stanford Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1970
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jul 2026)
Tax Bill	$1,916 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-002-102-042`

Property Details

APN / Parcel Number

Primary APN	`06-25-002-102-042`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Basement Area	912 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	183 ft deep x 64 ft wide
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	823 STANFORD AVE
City	ELYRIA
State	OH
Zip	44035-6658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKWOOD 2 63.50 X 183.30
Legal Subdivision	PARKWOOD 2
Legal Tract	25
Legal Block	102
Legal Lot Number	37
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1000
Census Tract	71201

Owner

Source: Lorain County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	823 STANFORD AVE, ELYRIA, OH 44035-6658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
May 26, 2026	Warranty Deed, Transfer · Line of Credit REPUBLIC BANK/CHICAGO
Aug 23, 2017	Deed, Transfer · FHA Mortgage AMERICAN EAGLE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Prior Sale	May 26, 2026 · Amount on Record
Deed Document Number	2026105294
Prior Transfer Date	Jun 28, 2012
Prior Transfer Doc	0000419943
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 29, 2026
Property Address	823 STANFORD AVE, ELYRIA, OH 44035-6658
Document Number	0000105294
Instrument Date	Jul 2, 2026
Instrument	2026105294
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 STANFORD AVE, ELYRIA, OH 44035-6658

Mortgage

Document Number	0000105295,
Date	Jul 29, 2026
Instrument	2026105295

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 26, 2026
Property Address	823 STANFORD AVE, ELYRIA, OH 44035-6658
Document Number	0000097005
Instrument Date	May 21, 2026
Instrument	202697005
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	36W995 RED GATE RD, ST CHARLES, IL 60175-6223
Investor	Possibly a Property Investor

Mortgage

Document Number	0000097006,
Date	May 26, 2026
Instrument	202697006

Lender

Name	REPUBLIC BANK/CHICAGO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 23, 2017
Property Address	823 STANFORD AVE, ELYRIA, OH 44035-6658
Document Number	0000641587
Map Reference	PB 25 PG 68
Instrument Date	Jul 11, 2017
Instrument	2017-0641587
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000641588
Date	Aug 23, 2017
Instrument	2017-0641588

Lender

Name	AMERICAN EAGLE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,916.00	$40,690 (-0.01%) Land $13,460 Building $27,230	$116,270 (-) Land $38,460 Building $77,810
2024	$1,916.00 (-2.44%)	$40,695 (+18.09%) Land $13,461 Building $27,234	$116,270 (+18.09%) Land $38,460 Building $77,810
2023	$1,964.00 (+0.77%)	$34,462 (-0.02%) Land $10,875 Building $23,587	$98,460 (-) Land $31,070 Building $67,390
2022	$1,949.00	$34,470 Land $10,880 Building $23,590
2021			$98,460 Land $31,070 Building $67,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Stanford Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures