823 Silver Buck Ln, Chesterfield, MO 63005 Property Records

St. Louis County property record for 823 Silver Buck Ln, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,416 sqft · built 2023
Lot Size	0.356 acres (15,520 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,063 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18V-51-0435`

Property Details

APN / Parcel Number

Primary APN	`18V-51-0435`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	5,416 sqft Living Area
Gross Area	6,056 sqft
1st Floor Area	1,294 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	15,520 sqft (0.356 acres)
Lot Dimensions	91 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	98 sqft
Balcony Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	823 SILVER BUCK LN
City	CHESTERFIELD
State	MO
Zip	63005-3737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105NU
Legal Description	SCHAEFFERS GROVE PLAT TWO LOT 29B
Legal Subdivision	SCHAEFFERS GROVE PLAT TWO
Legal Lot Number	29B
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	4
Census Block	4048
Census Tract	221629

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	823 SILVER BUCK LN, CHESTERFIELD, MO 63005-3737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 18, 2024
Property Address	823 SILVER BUCK LN, CHESTERFIELD, MO 63005-3737
Document Number	2024031800263
Map Reference	MB 371 PG 280
Instrument Date	Mar 15, 2024
Instrument	2024031800263
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	HOME TITLE/VA LLC, HOME TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17415 NORTH OUTER 40 RD, CHESTERFIELD, MO 63005-1320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 SILVER BUCK LN, CHESTERFIELD, MO 63005-3737

Mortgage

Document Number	2024031800264
Date	Mar 18, 2024
Instrument	2024031800264

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.95%
Type Change Date	Apr 1, 2029
Change Frequency	5 Years
Min Rate At Change	5.95%
Max Rate At Change	7.95%
Index	5-Year TN
Margin	2
Max Rate	11.9%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,890 (-) Land $20,180 Building $153,710	$915,200 (-) Land $106,200 Building $809,000
2025	$12,063.00	$173,890 Land $20,180 Building $153,710	$915,200 Land $106,200 Building $809,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 159 policies
Nearby Flood Policies	159 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20