823 Seashore Dr, Atlantic, NC 28511 Property Records

Carteret County property record for 823 Seashore Dr, Atlantic, NC 28511

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,263 sqft · built 1960
Lot Size	1.78 acres (77,929 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Jan 2023)
Tax Bill	$1,541 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2026 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`7492.19.61.0404000`

Property Details

APN / Parcel Number

Primary APN	`7492.19.61.0404000`
Alternative APNs	`557153` `16610` `59492`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,263 sqft Heated Area
Gross Area	3,506 sqft
1st Floor Area	2,263 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	77,929 sqft (1.78 acres)
Lot Dimensions	340 ft deep x 208 ft wide
Garage Type	Finished
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	59492
Street Address	823 SEASHORE DR
City	ATLANTIC
State	NC
Zip	28511-9798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT HWY 70 ATLANTIC
Legal Subdivision	BAY VIEW CEMETERY WEST
Legal Block	61
Jurisdiction	CARTERET NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1038
Census Tract	970101

Owner

823 Seashore Dr is owned and occupied by an individual who acquired it in February 2026.

Source: Carteret County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	823 SEASHORE DR, ATLANTIC, NC 28511-9798
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Mar 2, 2026	Quit Claim Deed, Transfer Quitclaim
Jan 27, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2023 · Amount on File
Deed Sale	Jan 27, 2023 · Amount on File
Deed Document Number	20231790248
Deed Book / Page	1790 / 248
Last Transfer Date	Feb 20, 2026
Transfer Doc	0018790270
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	823 SEASHORE DR, ATLANTIC, NC 28511-9798
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017280329
Date	Jun 30, 2021
Book Page	1728/329
Instrument	1728329

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTERET NC
Recording Date	Mar 2, 2026
Property Address	823 SEASHORE DR, ATLANTIC, NC 28511-9798
Document Number	0018790270
Book / Page	1879 / 270
Instrument Date	Feb 20, 2026
Instrument	1879270
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 SEASHORE DR, ATLANTIC, NC 28511-9798

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jan 27, 2023
Property Address	823 SEASHORE DR, ATLANTIC, NC 28511-9798
Document Number	0017900248
Book / Page	1790 / 248
Instrument Date	Jan 17, 2023
Instrument	1790248
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	652 JOHN GARNER RD, SANFORD, NC 27332-1220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 SEASHORE DR, ATLANTIC, NC 28511-9798

Mortgage

Document Number	0001790249
Date	Jan 27, 2023
Instrument	1790-249

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 823 Seashore Dr was $1,541.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,365 (-) Land $82,340 Building $358,025	$440,365 (-) Land $82,340 Building $358,025
2025	$1,541.00	$440,365 Land $82,340 Building $358,025	$440,365 Land $82,340 Building $358,025
2023		$277,138 Land $112,582 Building $164,556	$277,138 Land $112,582 Building $164,556
2022	$1,585.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 823 Seashore Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 144 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	308 (1985–2026)
Claims Outside the SFHA	15 of 308
Most Recent Claim	Mar 2026
Claims by Event	Hurricane Florence, Sep 2018 · 57 claims Hurricane Irene, Aug 2011 · 78 claims Hurricane Isabel, Sep 2003 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 823 Seashore Dr is high, ranking above 80% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 97.3% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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