823 S Swallow Ln, Gilbert, AZ 85296 Property Records

Maricopa County property record for 823 S Swallow Ln, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,268 sqft · built 2017
Lot Size	0.083 acres (3,596 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,290 (Feb 2017)
Tax Bill	$1,789 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Aug 2025 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`314-07-658`

Property Details

APN / Parcel Number

Primary APN	`314-07-658`
Alternative APN	`314076581`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,268 sqft Living Area
Gross Area	2,364 sqft
1st Floor Area	978 sqft
2nd Floor Area	1,290 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	3,596 sqft (0.083 acres)
Parking Spaces	2 Parking Spaces
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	823 S SWALLOW LN
City	GILBERT
State	AZ
Zip	85296-0434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-M
Legal Description	COPPER RANCH PHASE 2-B MCR 1207-43
Legal Range	6E
Legal Township	1S
Legal Section	24
Legal Subdivision	COPPER RANCH PHASE 2-B
Legal Phase	2B
Legal Lot Number	32
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2006
Census Tract	814801

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	823 S SWALLOW LN, GILBERT, AZ 85296-0434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Aug 15, 2025	Deed of Trust, Mortgage · Line of Credit ONEAZ CU
Feb 3, 2017	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG
Feb 3, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2017 · Amount on Record
Deed Sale	Feb 3, 2017 · Amount on Record
Deed Document Number	201786288
Last Transfer Date	Jul 21, 2020
Transfer Doc	0000701532
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	823 S SWALLOW LN, GILBERT, AZ 85296-0434
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	GREAT AMER TITLE AGENCY INC, GREAT AMERICAN TTL AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 S SWALLOW LN, GILBERT, AZ 85296-0434

Mortgage

Document Number	0000767169
Date	Oct 11, 2022
Instrument	20220767169

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	823 S SWALLOW LN, GILBERT, AZ 85296-0434
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 S SWALLOW LN, GILBERT, AZ 85296-0434

Mortgage

Document Number	0000472402
Date	Aug 15, 2025
Instrument	20250472402

Lender

Name	ONEAZ CU
Type	Credit Union
Address	PHOENIX, AZ 85027

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 3, 2017
Property Address	823 S SWALLOW LN, GILBERT, AZ 85296-0434
Document Number	0000086288
Instrument Date	Jan 19, 2017
Instrument	86288
Transaction Type	Transfer
Record Updated	Feb 10, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.29
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	823 S SWALLOW LN GILBERT AZ 852960434, GILBERT, AZ 85296-0434

Mortgage

Document Number	86289
Date	Feb 3, 2017
Instrument	86289

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 3, 2017
Property Address	823 S SWALLOW LN, GILBERT, AZ 85296-0434
Document Number	0000086287
Instrument Date	Jan 19, 2017
Instrument	86287
Transaction Type	Transfer
Record Updated	Feb 13, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4127 E VAN BUREN ST #150 PHOENIX AZ 850086934, 150, PHOENIX, AZ 85008-6934

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,160 (+108.81%)	$501,600 (+10.41%) Land $100,300 Building $401,300
2025	$1,789.00 (-6.73%)	$24,022 (-46.57%)	$454,300 (+1.05%) Land $90,800 Building $363,500
2024		$44,960	$449,600 Land $89,900 Building $359,700
2023	$1,918.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35

May also be available: AT&T, CenturyLink, Verizon.

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