823 S Ash Ave, Independence, MO 64053 Property Records

Jackson County property record for 823 S Ash Ave, Independence, MO 64053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,118 sqft · built 1932
Lot Size	0.116 acres (5,045 sqft)
Owner	Individual Name on File
Last Sale	$189,140 (Nov 2023)
Tax Bill	$1,653 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`27-120-13-12`

Property Details

APN / Parcel Number

Primary APN	`27-120-13-12`
Alternative APNs	`27-120-13-12-00-0-00-000` `27120131200000001` `787736`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,118 sqft Living Area
1st Floor Area	624 sqft
Basement Area	624 sqft
Flooring	Carpet

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Old Style
Exterior Material	Asbestos
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,045 sqft (0.116 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Porch	Open Porch
Porch Area	246 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	787736
Street Address	823 S ASH AVE
City	INDEPENDENCE
State	MO
Zip	64053-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRMOUNT LOT 414
Legal Subdivision	FAIRMOUNT
Legal Block	1
Legal Lot Number	414
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1013
Census Tract	11002

Owner

823 S Ash Ave is owned and occupied by an individual who bought it in November 2023.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	823 S ASH AVE, INDEPENDENCE, MO 64053-1819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Nov 20, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 26, 2022	Deed of Trust, Mortgage · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Jan 24, 2022	Warranty Deed, Subdivision Related Transfer ALAMO TITLE COMPANY
Jun 16, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Oct 18, 2019	Warranty Deed, Transfer ALPHA TITLE GUARANTY INC, ALPHA TITLE GNTY INC
Jan 2, 2019	Warranty Deed, Transfer · Line of Credit CROSSROADS MGMT GRP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2023 · Amount on File
Deed Sale	Nov 20, 2023 · Amount on File
Prior Sale	Jan 24, 2022
Deed Document Number	202383687
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Apr 20, 2026
Property Address	823 S ASH AVE, INDEPENDENCE, MO 64053-1819
Document Number	0000028269
Instrument Date	Mar 12, 2026
Instrument	202628269
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 S ASH AVE, INDEPENDENCE, MO 64053-1819

Mortgage

Document Number	0000028269,
Date	Apr 20, 2026
Instrument	202628269

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.09%
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 20, 2023
Property Address	823 S ASH AVE, INDEPENDENCE, MO 64053-1819
Document Number	00E0083687
Instrument Date	Nov 17, 2023
Instrument	2023E0083687
Transaction Type	Transfer
Record Updated	Nov 27, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 S ASH AVE, INDEPENDENCE, MO 64053-1819

Mortgage

Document Number	00E0083759
Date	Nov 20, 2023
Instrument	2023E0083759

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	823 S ASH AVE, INDEPENDENCE, MO 64053-1819
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 BRENTWOOD DR 103, 103, LIBERTY, MO 64068-2959

Mortgage

Document Number	00E0008655
Date	Jan 26, 2022
Instrument	2022E0008655

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 24, 2022
Property Address	823 S ASH AVE, INDEPENDENCE, MO 64053-1819
Document Number	00E0007573
Instrument Date	Jan 21, 2022
Instrument	2022E0007573
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2022
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 ST ASH AVE, INDEPENDENCE, MO 64053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 16, 2021
Property Address	823 S ASH AVE, INDEPENDENCE, MO 64053-1819
Document Number	00E0065840
Instrument Date	Jun 16, 2021
Instrument	2021E0065840
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 WHEELING AVE, 405, KANSAS CITY, MO 64123-1933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2201 HARDESTY AVE, KANSAS CITY, MO 64127-2945

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 18, 2019
Property Address	823 S ASH AVE, INDEPENDENCE, MO 64053-1819
Document Number	0000E85103
Instrument Date	Sep 25, 2019
Instrument	85103E
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	ALPHA TITLE GUARANTY INC, ALPHA TITLE GNTY INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 S ASH AVE INDEPENDENCE MO 640531819, INDEPENDENCE, MO 64053-1819

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 2, 2019
Property Address	823 S ASH AVE, INDEPENDENCE, MO 64053-1819
Document Number	0000E00324
Instrument Date	Dec 14, 2018
Instrument	324E
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	ALPHA TITLE GUARANTY INC, ALPHA TITLE GNTY INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	22015 W 66TH ST #860026 SHAWNEE KS 662862602, 860026, SHAWNEE, KS 66286-2602

Mortgage

Document Number	E00325
Date	Jan 2, 2019
Instrument	325E

Lender

Name	CROSSROADS MGMT GRP LLC
Address	OVERLAND PARK, KS 66202

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 823 S Ash Ave was $1,653, down 6.6% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,614 (-) Land $2,392 Building $20,222	$119,020 (-)
2025	$1,653.00 (-6.56%)	$22,614 Land $2,392 Building $20,222	$119,020
2024	$1,769.00 (+2.55%)
2023	$1,725.00	$24,814 Land $1,898 Building $22,916	$130,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 823 S Ash Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 823 S Ash Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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