823 S 4th Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 823 S 4th Ave, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,022 sqft · built 1955
Lot Size	0.19 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Nov 2020)
Tax Bill	$1,846 (2026)
Deeds & Mortgages	Mar 2017 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`34.059.0700`

Property Details

APN / Parcel Number

Primary APN	`34.059.0700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,022 sqft Living Area
1st Floor Area	1,022 sqft
Basement Area	350 sqft
Finished Basement	350 sqft
Unfinished Basement	914 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,400 sqft (0.19 acres)
Lot Dimensions	150 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	336 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	823 S 4TH AVE
City	ALBERT LEA
State	MN
Zip	56007-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SUBD. OF PT NWNE; NENW & S1/2 COM 693 FT S & 33 FT E OF NW COR NE 1/4 NW 1/4 SEC 17 TH E 150 FT TH S 58 FT TH W 150 FT TH N 5
Legal Range	21
Legal Township	102
Legal Section	17
Legal Subdivision	SUBD OF PT NWNE; NENW & S1/2
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	1
Census Block	1010
Census Tract	180900

Owner

823 S 4th Ave is owned and occupied by an individual who bought it in November 2020.

Source: Freeborn County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	823 S 4TH AVE, ALBERT LEA, MN 56007-1901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage ACCENTRA CU
Nov 12, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2020 · Amount on File
Deed Sale	Nov 12, 2020 · Amount on File
Deed Document Number	2020V1179960
Prior Transfer Date	May 10, 2013
Prior Transfer Doc	A506386
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	823 S 4TH AVE, ALBERT LEA, MN 56007-1901
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A526240
Date	Mar 9, 2017
Instrument	A526240

Lender

Name	ACCENTRA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Apr 1, 2024

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Nov 12, 2020
Property Address	823 S 4TH AVE, ALBERT LEA, MN 56007-1901
Document Number	CRV1179960
Instrument Date	Nov 12, 2020
Instrument	CRV1179960
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2235 SE MARSHALL ST, 2235, ALBERT LEA, MN 56007-8304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 S 4TH AVE, ALBERT LEA, MN 56007-1901

Mortgage

Document Number	000A545410
Date	Nov 13, 2020
Instrument	A545410

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 823 S 4th Ave was $1,846 with a homeowner's exemption.

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,846.00 Homeowner's exemption	$146,400 Land $9,700 Building $136,700	$146,400 Land $9,700 Building $136,700
2025	$1,846.00
2023	$1,412.00 Homeowner's exemption	$112,600 Land $9,700 Building $102,900	$112,600 Land $9,700 Building $102,900
2020	$1,070.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 823 S 4th Ave in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	May 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 823 S 4th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Winnebago Cooperative Telecom Association.

Nearby Properties on S 4th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures