823 Roosevelt Ave, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 823 Roosevelt Ave, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,276 sqft · built 1906
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$186,200 (Oct 2024)
Tax Bill	$1,268 (2025)
Deeds & Mortgages	Mar 2024 Mortgage
APN	`03-9.0-32-004-001-051.000`

Property Details

APN / Parcel Number

Primary APN	`03-9.0-32-004-001-051.000`

Interior

Building Area	1,276 sqft Base Area
1st Floor Area	1,276 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	114 ft deep x 169 ft wide

Location & Zoning

Street Address	823 ROOSEVELT AVE
City	SAINT JOSEPH
State	MO
Zip	64505-1750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:ARLINGTON HEIGHTS LOT:1 BLK:6LGL DESC:LOT 2- TRACT 1 SURVEY BK8 PG118
Legal Subdivision	ARLINGTON HEIGHTS
Legal Tract	1
Legal Block	6
Legal Lot Number	1-2
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2057
Census Tract	300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Krug Park Place Historic District listed 2002 · 29 contributing resources · NRIS 02000817

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

823 Roosevelt Ave is owned and occupied by two individuals who bought it in October 2024.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	823 ROOSEVELT AVE, SAINT JOSEPH, MO 64505-1750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2024 · Amount on File
Deed Sale	Oct 18, 2024 · Amount on File
Prior Sale	Apr 26, 2024
Deed Document Number	20248448
Deed Book / Page	3802 / 5
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	815 ROOSEVELT AVE, SAINT JOSEPH, MO 64505-1750
Transaction Type	Mortgage
Record Updated	Apr 1, 2024
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 FARAON ST, SAINT JOSEPH, MO 64501-2310

Mortgage

Document Number	003795/433
Date	Mar 15, 2024
Book Page	3795/433
Instrument	2024001808

Lender

Name	RON WILLIAMS
Type	Private Party
Address	8508 NE HURLINGEN RD, SAINT JOSEPH, MO 64507

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 823 Roosevelt Ave was $1,268, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,268.00 (+0.08%)	$17,810 Land $1,160 Building $16,650	$93,720 Land $6,100 Building $87,620
2024	$1,267.00 (+4.8%)
2023	$1,209.00 (-0.66%)	$18,410 (-) Land $3,120 Building $15,290	$96,890 Land $16,410 Building $80,480
2022	$1,217.00	$18,410 Land $3,120 Building $15,290
2021			$96,890 Land $16,410 Building $80,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 823 Roosevelt Ave; there have been 53 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	53 (1984–2019)
Claims Outside the SFHA	9 of 53
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Mar 2019 · 10 claims Flooding, Jul 2011 · 18 claims Severe Storms & Flooding, Jul 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 823 Roosevelt Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20