823 River Dr, Irvine, KY 40336 Property Records

Estill County property record for 823 River Dr, Irvine, KY 40336

Property Summary

Property TypeCommercial
Details1,400 sqft
Lot Size0.65 acres (28,314 sqft)
OwnerCompany Name on Record
Last Sale$125,000 (Oct 2024)
Tax Bill$1,317 (2025)
Deeds & MortgagesJun 2017 Mortgage
Oct 2024 Sale
Flood ZoneZone X (moderate risk)
APN082-20-07-003.00

Property Details

APN / Parcel Number

Primary APN082-20-07-003.00
Alternative APNs
  • 21958 1
  • 32682 1

Interior

Stories1 Story
Building Area1,400 sqft Total Area

Exterior

Exterior MaterialConcrete Block
Foundation TypeBlock
Roof TypeShed Roof
Roof MaterialComposition Shingle
Lot Area28,314 sqft (0.65 acres)
TerrainRolling
DrivewayAsphalt Driveway
Quonset Hut1,400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number32682 1
Street Address823 RIVER DR
CityIRVINE
StateKY
Zip40336-1200
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description823 RIVER DR 3 TRACTS & BUILDING
Legal Tract3
JurisdictionESTILL KY
Township / Civil DivisionIRVINE
Census Block Group3
Census Block3045
Census Tract920202

Owner

Source: Estill County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address109 COLLINS AVE, IRVINE, KY 40336-1011
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2017Deed of Trust, Mortgage · Commercial Mortgage
CITIZENS GUARANTY BANK
Oct 21, 2024Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2024 · Amount on Record
Deed SaleOct 21, 2024 · Amount on Record
Prior SaleMay 19, 2009 · Amount on Record
Deed Document Number2024264010
Deed Book / Page348 / 292
Record UpdatedOct 29, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESTILL KY
Property Address823 RIVER DR, IRVINE, KY 40336-1200
Transaction TypeMortgage
Record UpdatedNov 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00MO10/357
DateJun 21, 2017
Book PageMO10/357
Instrument238811
Lender
NameCITIZENS GUARANTY BANK
TypeBank
AddressIRVINE, KY 40336
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueJun 16, 2032
Interest
Rate TypeAdjustable Rate

October 2024: Deed, Transfer

Document TypeDeed
JurisdictionESTILL KY
Recording DateOct 21, 2024
Property Address823 RIVER DR, IRVINE, KY 40336-1200
Document Number00D348/292
Book / PageD348 / 292
Map ReferenceMB 178 PG 609
Instrument DateOct 17, 2024
Instrument264010
Transaction TypeTransfer
Record UpdatedNov 7, 2025

Transaction

AmountAmount Recorded
Tax$125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 601, IRVINE, KY 40336-0601

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 COLLINS AVE, IRVINE, KY 40336-1011

Tax Assessment & Valuation

Source: Estill County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyEstill County
MunicipalityIrvine City
Unified School DistrictEstill County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$125,000 (-) Land $125,000$125,000 (-) Land $125,000
2025$1,317.00$125,000 (+35.87%) Land $125,000$125,000 (+35.87%) Land $125,000
2023Additional exemption filed$92,000 Land $92,000$92,000 Land $92,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 24, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims4 (2021–2025)
Most Recent ClaimFeb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIRVINE MUNICIPAL UTILITIES
serves 5,649 people · EPA ID KY0330205
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Nov 2019
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureOrganic carbon removal
Oct 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Irvine Community Television
Fiber · Cable
2,000 / 2,000
Starlink
Satellite
280 / 30

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