823 Pepper Pl, Milpitas, CA 95035 Property Records

Santa Clara County property record for 823 Pepper Pl, Milpitas, CA 95035 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,726 sqft · built 2017
Lot Size	0.034 acres (1,497 sqft)
Owner	2 Individual Names on File
Tax Bill	$13,875 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`086-91-007`

Property Details

APN / Parcel Number

Primary APN	`086-91-007`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,726 sqft Living Area
1st Floor Area	322 sqft
2nd Floor Area	653 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	1,497 sqft (0.034 acres)
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	08691007
Street Address	823 PEPPER PL
City	MILPITAS
State	CA
Zip	95035-8145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	VILLA AT METRO
Legal Tract	10218
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1025
Census Tract	504509

Owner

Source: Santa Clara County records · APN 086-91-007

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	823 PEPPER PL, MILPITAS, CA 95035-8145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	823 PEPPER PL, MILPITAS, CA 95035-8145
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 PEPPER PL, MILPITAS, CA 95035-8145

Mortgage

Document Number	0024986675
Date	Jun 07, 2021
Instrument	24986675

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jul 01, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	7.37%

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,138,816 (+2%) Land $710,274 Building $428,542
2025	$13,875.00 (+3.12%) Homeowner's exemption	$1,116,488 (+4.04%) Land $696,348 Building $420,140
2023	$13,455.00 (+0.76%) Homeowner's exemption	$1,073,135 Land $669,309 Building $403,826
2022	$13,354.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.