823 Pearl Ct, Wray, CO 80758 Property Records

Yuma County property record for 823 Pearl Ct, Wray, CO 80758

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,404 sqft · built 1973
Lot Size0.321 acres (14,000 sqft)
OwnerIndividual Name on File
Last Sale$158,000 (Jun 2016)
Tax Bill$2,163 (2026)
Deeds & MortgagesOct 2017 Mortgage
APNW000517

Property Details

APN / Parcel Number

Primary APNW000517

Interior

Full Baths3 Baths
Total Rooms1 Room
Stories1 Story
Building Area1,404 sqft Living Area
AtticAttic
Attic Area336 sqft
Basement Area3,120 sqft
Finished Basement872 sqft
Unfinished Basement252 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2020
Architectural StyleRanch
Exterior MaterialSiding
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,000 sqft (0.321 acres)
Garage TypeAttached
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address823 PEARL CT
CityWRAY
StateCO
Zip80758-1218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWRAY, HENKE'S BLK 1 LOTS 1 & 2 SIZE: 100 X 140
Legal Block1
Legal Lot Number1-2
JurisdictionYUMA CO
Township / Civil DivisionWRAY
Census Block Group3
Census Block3039
Census Tract963100

Owner

823 Pearl Ct is owned and occupied by an individual who bought it in June 2016.

Source: Yuma County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address823 PEARL CT, WRAY, CO 80758-1218
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2016 · Amount on File
Deed SaleJun 21, 2016 · Amount on File
Prior SaleDec 6, 2010 · Amount on File
Deed Document Number2016567163
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYUMA CO
Property Address823 PEARL CT, WRAY, CO 80758-1218
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000571124
DateOct 13, 2017
Instrument00571124
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 823 Pearl Ct was $2,163, up % from the year before.

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

TypeName
StateColorado
CountyYuma County
MunicipalityWray City
Unified School DistrictWray School District RD-2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,163.00 (+0.05%)
2025$2,162.00$22,100
2024$353,660 (+20.39%)
2023$1,451.00 (+5.99%)$23,382 (+43.74%) Land $955 Building $22,427$293,750 (+43.74%) Land $12,000 Building $281,750
2022$1,369.00$16,267 Land $955 Building $15,312$204,360 Land $12,000 Building $192,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 823 Pearl Ct; there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2020)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 823 Pearl Ct is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 73% of Colorado
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WRAY
serves 2,342 people · EPA ID CO0163010
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Plains Communication Services
Fiber
1,000 / 1,000
Vyve Broadband
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Viaero Wireless
Fixed Wireless
150 / 40

May also be available: Vistabeam.

Nearby Properties on Pearl Ct

Nearby Streets

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