Orange County property record for 823 Panical Dr, Apopka, FL 32703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,754 sqft · built 2020 |
| Lot Size | 0.139 acres (6,074 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $293,800 (Aug 2020) |
| Tax Bill | $5,019 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Oct 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-21-28-8060-00-730 |
| Primary APN | 22-21-28-8060-00-730 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,754 sqft Living Area |
| Gross Area | 2,394 sqft |
| 1st Floor Area | 1,754 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,074 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 823 PANICAL DR |
|---|---|
| City | APOPKA |
| State | FL |
| Zip | 32703-8011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF |
| Legal Description | SILVER OAK PHASE 1 91/124 LOT 73 |
| Legal Range | 28E |
| Legal Township | 21S |
| Legal Section | 22 |
| Legal Subdivision | SILVER OAK PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 73 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | APOPKA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 17504 |
Source: Orange County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 823 PANICAL DR, APOPKA, FL 32703-8011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC |
| Oct 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING LLC |
| Aug 12, 2020 | Grant Deed, Subdivision Related Transfer · Conventional with PMI EAGLE HM MTG |
| May 2, 2019 | Grant Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2020 · Amount on Record |
| Deed Sale | Aug 12, 2020 · Amount on Record |
| Deed Document Number | 2020425706 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 823 PANICAL DR, APOPKA, FL 32703-8011 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 823 PANICAL DR, APOPKA, FL 32703-8011 |
| Document Number | 0000774658 |
|---|---|
| Date | Dec 28, 2022 |
| Instrument | 20220774658 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Nov 1, 2023 |
| Change Frequency | Monthly |
| Min Rate At Change | 4.99% |
| Max Rate At Change | 6.99% |
| Index | Prime Rate |
| Max Rate | 9.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 823 PANICAL DR, APOPKA, FL 32703-8011 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 823 PANICAL DR, APOPKA, FL 32703-8011 |
| Document Number | 0000634472 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 20220634472 |
| Name | JFQ LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SCOTTSDALE, AZ 85256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Nov 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 4.99% |
| Max Rate At Change | 6.99% |
| Index | Prime Rate |
| Max Rate | 9.99% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 12, 2020 |
| Property Address | 823 PANICAL DR, APOPKA, FL 32703-8011 |
| Document Number | 0000425706 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 425706 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2020 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,057.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 823 PANICAL DR APOPKA FL 327038011, APOPKA, FL 32703-8011 |
| Document Number | 425707 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 425707 |
| Name | EAGLE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172-3139 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 2, 2019 |
| Property Address | 823 PANICAL DR, APOPKA, FL 32703-8011 |
| Document Number | 0000272756 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 272756 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,754.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 444 W NEW ENGLAND AVE #220 WINTER PARK FL 327894376, 220, WINTER PARK, FL 32789-4376 |
| Investor | Possibly a Property Investor |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Apopka City |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $347,300 (-1.21%) Land $55,000 Building $292,300 | $347,300 (-1.21%) Land $55,000 Building $292,300 | |
| 2025 | $5,019.00 (-5.21%) | $351,540 (+11.26%) Land $55,000 Building $296,540 | $351,540 (+11.26%) Land $55,000 Building $296,540 |
| 2024 | $5,295.00 (+12.25%) | ||
| 2023 | $4,717.00 (+14.63%) | $315,953 (+19.67%) Land $55,000 Building $260,953 | $315,953 (+19.67%) Land $55,000 Building $260,953 |
| 2022 | $4,115.00 | $264,011 Land $45,000 Building $219,011 | $264,011 Land $45,000 Building $219,011 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1994–2009) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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