823 Oakcrest Dr SE, Olympia (Lacey), WA 98503 Property Records

Thurston County property record for 823 Oakcrest Dr SE, Olympia, WA 98503

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,290 sqft · built 1970
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$266,000 (Oct 2019)
Tax Bill	$169 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6565-00-00700`

Property Details

APN / Parcel Number

Primary APN	`6565-00-00700`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,290 sqft Finished Area
1st Floor Area	1,290 sqft
Flooring	Carpet
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Deck Area	256 sqft
Patio Area	10 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	823 OAKCREST DR SE
City	OLYMPIA
State	WA
Zip	98503-1840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 14 TOWNSHIP 18 RANGE 1W QUARTER SW SW PLAT OAKCREST LT 7 DOCUMENT 015/072
Legal Range	01W
Legal Township	18N
Legal Section	14
Legal Quarter	SW
Legal Subdivision	OAKCREST
Legal Lot Number	7
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	1
Census Block	1003
Census Tract	11627

Owner

823 Oakcrest Dr SE is owned and occupied by an individual who bought it in October 2019.

Source: Thurston County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	823 OAKCREST DR SE, OLYMPIA, WA 98503-1840
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 31, 2019	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2019 · Amount on File
Deed Sale	Oct 31, 2019 · Amount on File
Deed Document Number	4717111
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	823 OAKCREST DR SE, OLYMPIA, WA 98503-1840
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004837755
Date	Mar 29, 2021
Instrument	4837755

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Nov 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Oct 31, 2019
Property Address	823 OAKCREST DR SE, OLYMPIA, WA 98503-1840
Document Number	0004717111
Map Reference	VOL 15 PG 72
Instrument Date	Oct 18, 2019
Instrument	4717111
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	THURSTON COUNTY TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,734.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 OAKCREST DR SE, OLYMPIA, WA 98503-1840

Mortgage

Document Number	0004717112
Date	Oct 31, 2019
Instrument	4717112

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Mortgage

Document Number	0004717113
Date	Oct 31, 2019
Instrument	4717113

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 823 Oakcrest Dr SE was $169.

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$169.00
2025		$365,800 Land $141,700 Building $224,100	$365,800 Land $141,700 Building $224,100
2023	$3,455.00
2022		$343,200 Land $90,800 Building $252,400	$343,200 Land $90,800 Building $252,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 823 Oakcrest Dr SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 823 Oakcrest Dr SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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