823 NE 12th St, Bend, OR 97701 Property Records

Deschutes County property record for 823 NE 12th St, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 1963
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Oct 2019)
Tax Bill	$3,668 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171233 DB 00700`

Property Details

APN / Parcel Number

Primary APN	`171233 DB 00700`
Alternative APNs	`R1001171233DB00700` `105701`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Architectural Style	Other
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Mixed
Garage Area	286 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	105701
Old Parcel Number	R1001171233DB00700
Street Address	823 NE 12TH ST
City	BEND
State	OR
Zip	97701-4813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:15 BLK:116 SUBD:FIRST ADDITION TO BEND PARK SEC/TWN/RNG/MER:SEC 33 TWN 17 RNG 12 MAP REF:171233-DB
Legal Range	12E
Legal Township	17S
Legal Section	33
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	FIRST ADDITION TO BEND PARK
Legal Block	116
Legal Lot Number	15
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1012
Census Tract	1801

Owner

823 NE 12th St is owned by an individual who bought it in October 2019.

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	849 NE 12TH ST, BEND, OR 97701-4813
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Oct 15, 2019	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2019 · Amount on File
Deed Sale	Oct 15, 2019 · Amount on File
Deed Document Number	2019-39597
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	823 NE 12TH ST, BEND, OR 97701-4813
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 NE 12TH ST, BEND, OR 97701-4813

Mortgage

Document Number	0000039067
Date	Oct 28, 2022
Instrument	2022-39067

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 15, 2019
Property Address	823 NE 12TH ST, BEND, OR 97701-4813
Document Number	0000039597
Map Reference	CAB A PG 12
Instrument Date	Oct 14, 2019
Instrument	2019-39597
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	849 NE 12TH ST, BEND, OR 97701-4813

Mortgage

Document Number	0000039598
Date	Oct 15, 2019
Instrument	2019-39598

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 823 NE 12th St was $3,668, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,668.00 (+3.94%)	$217,140 (+3%)	$693,840 (+1.75%) Land $285,140 Building $408,700
2024	$3,529.00 (+7.85%)	$210,820 (+3%)	$681,940 (-) Land $285,140 Building $396,800
2023	$3,272.00	$204,680	$681,940 Land $285,140 Building $396,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 823 NE 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 823 NE 12th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Vero Fiber, Webformix.

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