823 N 3rd St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 823 N 3rd St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,196 sqft · built 1962
Lot Size	0.213 acres (9,300 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,096 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2018 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`19.703.0040`

Property Details

APN / Parcel Number

Primary APN	`19.703.0040`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Basement Area	1,196 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,300 sqft (0.213 acres)
Lot Dimensions	155 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	336 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	823 N 3RD ST
City	SAINT PETER
State	MN
Zip	56082-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT SUB LOT 3 SUBDIVISIONCD 19703 SUBDIVISIONNAME PLAT SUB L1 B16 DODD S ADD
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	DODD S ADD
Legal Lot Number	3
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	3
Census Block	3031
Census Tract	480300

Owner

Source: Nicollet County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	823 N 3RD ST, SAINT PETER, MN 56082-2438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 8, 2018	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SVCS
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 23, 2025	Transfer on Death Deed, Transfer
Oct 19, 2022	Affidavit of Death of Joint Tenant, Transfer
Oct 19, 2022	Warranty Deed, Transfer
Oct 11, 2022	Transfer on Death Deed, Transfer
May 25, 2021	Quit Claim Deed, Transfer · Conventional Mortgage HOME TOWN BANK
Nov 7, 2019	Quit Claim Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SVCS
Feb 25, 2019	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2019
Deed Sale	Nov 7, 2019
Deed Document Number	2019329708
Last Transfer Date	Sep 8, 2026
Transfer Doc	0000359379
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NICOLLET MN
Recording Date	Sep 15, 2026
Property Address	823 N 3RD ST, SAINT PETER, MN 56082-2438
Document Number	0000359379
Instrument Date	Sep 8, 2026
Instrument	2026359379
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	823 N 3RD ST, SAINT PETER, MN 56082-2438

Mortgage

Document Number	0000359380,
Date	Sep 15, 2026
Instrument	2026359380

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	823 N 3RD ST, SAINT PETER, MN 56082-2438
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000322340
Date	Jan 8, 2018
Instrument	322340

Lender

Name	CARRINGTON MORTGAGE SVCS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	823 N 3RD ST, SAINT PETER, MN 56082-2438
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000341540
Date	Jan 25, 2022
Instrument	341540

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

September 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	NICOLLET MN
Recording Date	Sep 23, 2025
Property Address	823 N 3RD ST, SAINT PETER, MN 56082-2438
Document Number	0000355344
Instrument Date	Sep 17, 2025
Instrument	355344
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	NICOLLET MN
Recording Date	Oct 19, 2022
Property Address	823 N 3RD ST, SAINT PETER, MN 56082-2438
Document Number	0000344992
Instrument Date	Oct 14, 2022
Instrument	344992
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 N 4TH ST, SAINT PETER, MN 56082-1924

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Oct 19, 2022
Property Address	823 N 3RD ST, SAINT PETER, MN 56082-2438
Document Number	0000344993
Instrument Date	Oct 14, 2022
Instrument	344993
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount Recorded
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 N 4TH ST, SAINT PETER, MN 56082-1924

October 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	NICOLLET MN
Recording Date	Oct 11, 2022
Property Address	823 N 3RD ST, SAINT PETER, MN 56082-2438
Document Number	0000344880
Instrument Date	Oct 11, 2022
Instrument	344880
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NICOLLET MN
Recording Date	May 25, 2021
Property Address	823 N 3RD ST, SAINT PETER, MN 56082-2438
Document Number	0000337905
Instrument Date	May 8, 2021
Instrument	337905
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 W BROADWAY AVE, SAINT PETER, MN 56082-2047
Investor	Possibly a Property Investor

Mortgage

Document Number	0000337906
Date	May 25, 2021
Instrument	337906

Lender

Name	HOME TOWN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NICOLLET MN
Recording Date	Nov 7, 2019
Property Address	823 N 3RD ST, SAINT PETER, MN 56082-2438
Document Number	0000329708
Instrument Date	Oct 21, 2019
Instrument	329708
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 N 2RD ST, SAINT PETER, MN 56082

Mortgage

Document Number	0000329709
Date	Nov 7, 2019
Instrument	329709

Lender

Name	CARRINGTON MORTGAGE SVCS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	NICOLLET MN
Recording Date	Feb 25, 2019
Property Address	823 N 3RD ST, SAINT PETER, MN 56082-2438
Document Number	0000326831
Instrument Date	Feb 18, 2019
Instrument	326831
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,096.00 Homeowner's exemption	$254,300 (+25.46%) Land $31,500 Building $222,800	$254,300 (+25.46%) Land $31,500 Building $222,800
2025	$3,096.00 (+4.88%) Homeowner's exemption	$202,700 (+6.68%) Land $31,500 Building $171,200	$202,700 (+6.68%) Land $31,500 Building $171,200
2024	$2,952.00 (+22.19%)
2023	$2,416.00 Homeowner's exemption	$190,000 Land $31,500 Building $158,500	$190,000 Land $31,500 Building $158,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Netwave Broadband Fiber · Fixed Wireless	500 / 500
Midco Fixed Wireless	100 / 20

May also be available: Fidium Fiber, GigFire.

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