San Diego County property record for 823 Mosaic Cir, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,999 sqft · built 1991 |
| Lot Size | 0.106 acres (4,598 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $465,000 (Apr 2014) |
| Tax Bill | $4,498 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-691-47-00 |
| Primary APN | 161-691-47-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,999 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 4,598 sqft (0.106 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 823 MOSAIC CIR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 80 TR 012337 |
| Legal Subdivision | RANCHO DEL ORO INDUST PARK |
| Legal Tract | 012337 |
| Legal Block | 2 |
| Legal Lot Number | 80 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 18525 |
Source: San Diego County records · APN 161-691-47-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 823 MOSAIC CIR, OCEANSIDE, CA 92057-6225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2014 · Amount on Record |
| Deed Sale | Apr 28, 2014 · Amount on Record |
| Prior Sale | Nov 28, 2001 · Amount on Record |
| Deed Document Number | 2014169387 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 823 MOSAIC CIR, OCEANSIDE, CA 92057-6225 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PROVIDENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000461984 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 2020-0461984 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $581,414 (+2%) Land $237,662 Building $343,752 | |
| 2025 | $4,498.00 (+6.59%) | $570,014 (+4.04%) Land $233,002 Building $337,012 |
| 2023 | $4,220.00 (-28.11%) Homeowner's exemption | $547,881 Land $223,955 Building $323,926 |
| 2022 | $5,870.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185251, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 543 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Fiber | 2,000 / 2,000 |
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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