Wetzel County property record for 823 Money Run Rd, Reader, WV 26167
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 2003 |
| Lot Size | 32.5 acres (1,415,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $331,000 (Apr 2026) |
| Tax Bill | $1,143 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-8-0031.0000 |
| Primary APN | 05-8-0031.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 2,688 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Lot Area | 1,415,700 sqft (32.5 acres) |
| Terrain | Above Road/Slope |
| View / Lot | High Traffic Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 823 MONEY RUN RD |
|---|---|
| City | READER |
| State | WV |
| Zip | 26167-8556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 32.5 AC MONEY RUN |
| Legal Subdivision | MONEY RUN |
| Jurisdiction | WETZEL WV |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 30500 |
Source: Wetzel County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 823 MONEY RUN RD, READER, WV 26167-8556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Sep 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BAYER HERITAGE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on Record |
| Deed Sale | Apr 30, 2026 · Amount on Record |
| Deed Document Number | 2026404743 |
| Deed Book / Page | 527 / 263 |
| Prior Transfer Date | Sep 2, 2021 |
| Prior Transfer Doc | 0000315618 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WETZEL WV |
| Recording Date | Apr 30, 2026 |
| Property Address | 823 MONEY RUN RD, READER, WV 26167-8556 |
| Document Number | 0000404743 |
| Book / Page | 527 / 263 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026404743 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $73,548.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000404744, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026404744 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WETZEL WV |
| Property Address | 823 MONEY RUN RD, READER, WV 26167-8556 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000439/444 |
|---|---|
| Date | Sep 3, 2021 |
| Book Page | 439/444 |
| Instrument | 315619 |
| Name | BAYER HERITAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 4.38% |
| Index | 1-Year CMT |
Source: Wetzel County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Wetzel County |
| Unified School District | Wetzel County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,143.00 (+7.83%) | $99,660 (+7.44%) Land $29,400 Building $70,260 | $166,100 (+7.44%) Land $49,000 Building $117,100 |
| 2023 | $1,060.00 | $92,760 Land $26,160 Building $66,600 | $154,600 Land $43,600 Building $111,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 6, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1996–2022) |
| Most Recent Claim | Jun 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
4G LTE (outdoors only), no 5G reported
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