823 Michael Ave, Fort Morgan, CO 80701 Property Records

Morgan County property record for 823 Michael Ave, Fort Morgan, CO 80701

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,369 sqft · built 1980
Lot Size	0.217 acres (9,469 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Aug 2011)
Tax Bill	$1,961 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1229-082-36-005`

Property Details

APN / Parcel Number

Primary APN	`1229-082-36-005`
Alternative APN	`R006478`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	4,369 sqft Total Area
1st Floor Area	1,542 sqft
Basement Area	1,542 sqft
Finished Basement	1,542 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,469 sqft (0.217 acres)
Lot Dimensions	125 ft deep x 75.8 ft wide
Garage Type	Mixed
Garage Area	1,521 sqft
Parking Spaces	6 Parking Spaces
Patio Area	220 sqft
Balcony Area	444 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Street Address	823 MICHAEL AVE
City	FORT MORGAN
State	CO
Zip	80701-3859
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD GLENN HAVEN SUB FM BLOCK 02 LOT 05 THRU- LOT 07 E3.75FT LT 5 ALL LT 6 & W12FT LT 7
Legal Subdivision	GLENN HAVEN SUB
Legal Block	2
Legal Lot Number	7
Jurisdiction	MORGAN CO
Township / Civil Division	FORT MORGAN
Census Block Group	5
Census Block	5049
Census Tract	600

Owner

823 Michael Ave is owned and occupied by an individual who bought it in August 2011.

Source: Morgan County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	823 MICHAEL AVE, FORT MORGAN, CO 80701-3859
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL CORPORATION
Feb 9, 2024	Deed of Trust, Mortgage · Closed-End Mortgage GOLDEN BELT BANK FSA
Aug 16, 2022	Deed of Trust, Mortgage · Line of Credit GOLDEN BELT BANK FSA
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2011 · Amount on File
Deed Sale	Aug 23, 2011 · Amount on File
Prior Sale	Mar 31, 2011 · Amount on File
Deed Document Number	2011870501
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Recording Date	Apr 23, 2026
Property Address	823 MICHAEL AVE, FORT MORGAN, CO 80701-3859
Document Number	0000961817
Instrument Date	Apr 16, 2026
Instrument	2026961817
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 MICHAEL AVE, FORT MORGAN, CO 80701-3859
Investor	Possibly a Property Investor

Mortgage

Document Number	0000961817,
Date	Apr 23, 2026
Instrument	2026961817

Lender

Name	AMERICAN FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	823 MICHAEL AVE, FORT MORGAN, CO 80701-3859
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 MICHAEL AVE, FORT MORGAN, CO 80701-3859

Mortgage

Document Number	0000949925
Date	Feb 9, 2024
Instrument	949925

Lender

Name	GOLDEN BELT BANK FSA
Type	Bank
Address	FORT MORGAN, CO 80701

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2039

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	823 MICHAEL AVE, FORT MORGAN, CO 80701-3859
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 MICHAEL AVE, FORT MORGAN, CO 80701-3859

Mortgage

Document Number	0000942268
Date	Aug 16, 2022
Instrument	942268

Lender

Name	GOLDEN BELT BANK FSA
Type	Bank
Address	FORT MORGAN, CO 80701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2032

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	823 MICHAEL AVE, FORT MORGAN, CO 80701-3859
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000927817
Date	Sep 28, 2020
Instrument	927817

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	823 MICHAEL AVE, FORT MORGAN, CO 80701-3859
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000937497
Date	Dec 20, 2021
Instrument	937497

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 823 Michael Ave was $1,961, up 2.1% from the year before.

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Municipality	Fort Morgan City
Unified School District	Fort Morgan School District RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,961.00 (+2.14%)	$29,530 (-3.78%) Land $2,920 Building $26,610	$472,410 (+3.15%) Land $46,730 Building $425,680
2024	$1,920.00 (-1.39%)	$30,690 (-10.71%) Land $2,800 Building $27,890	$457,980 (-10.72%) Land $41,720 Building $416,260
2023	$1,947.00 (+1.88%)	$34,370 (+47.38%) Land $3,130 Building $31,240	$512,980 (+52.84%) Land $46,730 Building $466,250
2022	$1,911.00	$23,320 Land $3,060 Building $20,260	$335,630 Land $44,100 Building $291,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 823 Michael Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 823 Michael Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT MORGAN serves 12,000 people · EPA ID CO0144005
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Viaero Wireless.

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