823 McLish St, Ardmore, OK 73401 Property Records

Carter County property record for 823 McLish St, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,816 sqft · built 1932
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (Mar 2019)
Tax Bill	$1,452 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0794-00-001-003-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`0794-00-001-003-0-001-00`
Alternative APN	`3696`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,816 sqft Living Area
1st Floor Area	3,102 sqft
2nd Floor Area	714 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Garage Type	Detached
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	191 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3696
Street Address	823 MCLISH ST
City	ARDMORE
State	OK
Zip	73401-4625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MCLISH COTTAGES (REPLAT OF LOTS 5, 6, 7 & 8 BLK 370 ARDMORE CITY), BLK 1 LOT 3 (IRREG)
Legal Range	02E
Legal Township	04S
Legal Section	30
Legal Subdivision	MCLISH COTTAGES
Legal Block	1
Legal Lot Number	3,5-8
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1030
Census Tract	892900

Owner

823 McLish St is owned and occupied by two individuals who bought it in March 2019.

Source: Carter County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	823 MCLISH ST, ARDMORE, OK 73401-4625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK & TRUST CO
Mar 19, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2019 · Amount on File
Deed Sale	Mar 19, 2019 · Amount on File
Deed Document Number	20193145
Deed Book / Page	6691 / 269
Prior Transfer Date	Sep 20, 2016
Prior Transfer Doc	0000010294
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	823 MCLISH ST, ARDMORE, OK 73401-4625
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006516/174
Date	Mar 2, 2018
Book Page	6516/174
Instrument	2018-002325

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	35 Months
Due	Feb 20, 2021

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Mar 19, 2019
Property Address	823 MCLISH ST, ARDMORE, OK 73401-4625
Document Number	006691/269
Book / Page	6691 / 269
Instrument Date	Mar 14, 2019
Instrument	2019-003145
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	823 MCLISH ST, ARDMORE, OK 73401-4625

Mortgage

Document Number	2019003146
Date	Mar 19, 2019
Instrument	2019-003146

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 823 McLish St was $1,452.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,277 (+5%) Land $1,800 Building $13,477	$127,306 (-49.7%) Land $15,000 Building $112,306
2025	$1,452.00	$14,549 (+4.99%) Land $1,800 Building $12,749	$253,093 (-15.96%) Land $15,000 Building $238,093
2024	$1,452.00 (+11.35%)	$13,857 (+5%) Land $1,800 Building $12,057	$301,165 (+10.06%) Land $15,000 Building $286,165
2023	$1,304.00	$13,197 Land $1,800 Building $11,397	$273,642 Land $15,000 Building $258,642

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 823 McLish St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 823 McLish St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband, Arbuckle Communications.

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