823 Main St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 823 Main St, Dunkirk, NY 14048 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1968
Square Footage1,664 sqft Living Area
Lot Size15,750 sqft (0.361 acres)
OccupancyOwner Occupied
Last Sale$92,000 (2006)
Tax Bill$3,046.00 (2025)

Property Details

APN / Parcel Number

Primary APN060300 96.07-4-28
Alternative APNs
  • 03000960070004028000
  • 030109230

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,664 sqft Living Area
1st Floor1,664 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area15,750 sqft (0.361 acres)
Depth X Width105 ft x 150 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area675 sqft Garage
Canopy Area125 sqft Canopy

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number030109230
Street Address823 MAIN ST
CityDUNKIRK
StateNY
Zip14048-3326
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description150 X 105 RES; OLD APN: 060300 61-4-24.1
Legal Block4
Legal Lot Number28.000
JurisdictionCHAUTAUQUA NY
Minor Civil DivisionDUNKIRK
Census Blockgroup2
Census Block2012
Census Tract35700

Owner

Source: Chautauqua County and Dunkirk City records · APN 060300 96.07-4-28

Assessment roll updated April 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address823 MAIN ST, DUNKIRK, NY 14048-3326
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2021Deed of Trust, Mortgage · Stand Alone Refinance
COMMUNITY BANK NA
Sep 08, 2021Quit Claim Deed, Transfer
Quitclaim Document
Apr 12, 2019Deed of Trust, Mortgage · Balloon Payment
LAKE SHORE SAVINGS BANK
Dec 14, 2018Deed of Trust, Mortgage · Balloon Payment
LAKE SHORE SAVINGS BANK
Apr 27, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 11, 2006 · Amount on Record
Deed SaleOct 11, 2006 · Amount on Record
Prior SaleMar 03, 1995 · Amount on Record
Deed Book / Page2610 / 914
Last Transfer DateSep 03, 2021
Transfer DocDE2021006461
Record RefreshedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAUTAUQUA NY
Property Address823 MAIN ST, DUNKIRK, NY 14048-3326
Transaction TypeMortgage
Record UpdatedMar 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document NumberMT2021004211
DateSep 08, 2021
InstrumentMT2021004211
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHAUTAUQUA NY
Recording DateSep 08, 2021
Property Address823 MAIN ST, DUNKIRK, NY 14048-3326
Document NumberDE2021006461
Instrument DateSep 03, 2021
InstrumentDE2021006461
Transaction TypeTransfer
Record UpdatedSep 28, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address823 MAIN ST, DUNKIRK, NY 14048-3326

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAUTAUQUA NY
Property Address823 MAIN ST, DUNKIRK, NY 14048-3326
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT2019001852
DateApr 12, 2019
InstrumentMT2019001852
Lender
NameLAKE SHORE SAVINGS BANK
TypeBank
Agreement
TypeBalloon Payment
AmountAmount Recorded

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAUTAUQUA NY
Property Address823 MAIN ST, DUNKIRK, NY 14048-3326
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT2018004721
DateDec 14, 2018
InstrumentMT2018004721
Lender
NameLAKE SHORE SAVINGS BANK
TypeBank
Agreement
TypeBalloon Payment
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAUTAUQUA NY
Property Address823 MAIN ST, DUNKIRK, NY 14048-3326
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT2020002077
DateApr 27, 2020
InstrumentMT2020002077
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City records · Assessment roll updated April 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountyChautauqua County
MunicipalityDunkirk City
Unified School DistrictDunkirk City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,046.00$77,500 (-) Land $5,300 Building $72,200$176,136 (+25%) Land $12,045 Building $164,091
2023$77,500 (-) Land $5,300 Building $72,200$140,909 (+14.55%) Land $9,636 Building $131,273
2022Additional exemption filed$77,500 Land $5,300 Building $72,200$123,016 Land $8,413 Building $114,603

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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