823 Lower Ln, Berlin, CT 06037 Property Records

Berlin Town property record for 823 Lower Ln, Berlin, CT 06037

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,368 sqft · built 1969
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jul 2024)
Tax Bill	$6,017 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BERL M:21-2 B:114 L:13`

Property Details

APN / Parcel Number

Primary APN	`BERL M:21-2 B:114 L:13`
Alternative APNs	`BRLN M:21-2 B:114 L:13` `1041600` `041600`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
Gross Area	2,844 sqft
1st Floor Area	1,368 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1041600
Street Address	823 LOWER LN
City	BERLIN
State	CT
Zip	06037-3636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Subdivision	WEBSTER MILL PLAZA
Legal Block	114
Legal Lot Number	13
Jurisdiction	BERLIN CT
Township / Civil Division	BERLIN
Census Block Group	2
Census Block	2028
Census Tract	400102

Owner

Source: Berlin Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	823 LOWER LN, BERLIN, CT 06037-3636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage LIBERTY BANK
Dec 15, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2024 · Amount on Record
Deed Sale	Jul 3, 2024 · Amount on Record
Prior Sale	Dec 15, 2020 · Amount on Record
Deed Book / Page	826 / 641
Record Updated	Oct 29, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERLIN CT
Recording Date	Jul 3, 2024
Property Address	823 LOWER LN, BERLIN, CT 06037-3636
Document Number	000826-641
Book / Page	826 / 641
Instrument Date	Jul 2, 2024
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2112460023
Date	Jul 3, 2024
Instrument	2112460023

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERLIN CT
Recording Date	Dec 15, 2020
Property Address	823 LOWER LN, BERLIN, CT 06037-3636
Document Number	780-405
Book / Page	780 / 405
Instrument Date	Dec 9, 2020
Instrument	1979930003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1979940016
Date	Dec 15, 2020
Instrument	1979940016

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Berlin Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Berlin Town
Unified School District	Berlin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,017.00	$196,300 (+11.28%) Land $87,600 Building $108,700	$137,410 Land $61,320 Building $76,090
2024	$6,017.00 (+15.4%)
2023	$5,214.00 (+11.17%)	$176,400 (+29.04%) Land $87,600 Building $88,800
2022	$4,690.00	$136,700 Land $69,400 Building $67,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORTHINGTON FIRE DISTRICT serves 2,875 people · EPA ID CT0070031
Water Source	Purchased surface water from BERLIN WATER CONTROL COMMISSION
Last State Inspection	Nov 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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