823 Keystone Ave, River Forest, IL 60305 Property Records

Cook County property record for 823 Keystone Ave, River Forest, IL 60305

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,832 sqft · built 1897
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Company Names on Record
Last Sale	$420,000 (Aug 2019)
Tax Bill	$13,875 (2023)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-01-319-007`

Property Details

APN / Parcel Number

Primary APN	`15-01-319-007`
Alternative APN	`15-01-319-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,832 sqft Living Area

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	823 KEYSTONE AVE
City	RIVER FOREST
State	IL
Zip	60305-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLES P (OGDENS) SUB OF BLK5 IN SNOW & DICKINSONS A DD SEC 01-39-12
Legal Range	12E
Legal Township	39N
Legal Section	01
Legal Subdivision	OGDENS SUB
Legal Block	5
Legal Lot Number	7
Jurisdiction	COOK IL
Township / Civil Division	RIVER FOREST
Census Block Group	3
Census Block	3014
Census Tract	811900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	River Forest Historic District listed 1977 · 620 contributing resources · NRIS 77000483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	823 KEYSTONE AVE, RIVER FOREST, IL 60305-1319
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Apr 7, 2020	Deed of Trust, Mortgage · Line of Credit EVERGREEN BK GRP
Mar 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Aug 14, 2019	Warranty Deed, Transfer CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2019 · Amount on Record
Deed Sale	Aug 14, 2019 · Amount on Record
Deed Document Number	20196080
Last Transfer Date	Jan 3, 2020
Transfer Doc	0000016029
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	823 KEYSTONE AVE, RIVER FOREST, IL 60305-1319
Document Number	2101320031
Instrument Date	Nov 27, 2020
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	823 KEYSTONE AVE RIVER FOREST IL 603051319, RIVER FOREST, IL 60305-1319

Mortgage

Document Number	2101320031
Date	Jan 13, 2021
Instrument	1320031

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 12, 2031

Interest

Rate Type	Fixed Rate
Rate	2.75%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	823 KEYSTONE AVE, RIVER FOREST, IL 60305-1319
Document Number	2012003260
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	PRAIRIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	823 KEYSTONE AVE RIVER FOREST IL 603051319, RIVER FOREST, IL 60305-1319

Mortgage

Document Number	2012003260
Date	Apr 29, 2020
Instrument	12003260

Lender

Name	EVERGREEN BK GRP
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 28, 2040

Interest

Rate Type	Adjustable Rate
Rate	3.25%

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Mar 3, 2020
Property Address	823 KEYSTONE AVE, RIVER FOREST, IL 60305-1319
Document Number	2006316029
Instrument Date	Jan 3, 2020
Instrument	6316029
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	823 KEYSTONE AVE RIVER FOREST IL 603051319, RIVER FOREST, IL 60305-1319

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	823 KEYSTONE AVE, RIVER FOREST, IL 60305-1319
Document Number	1927506040
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	823 KEYSTONE AVE RIVER FOREST IL 603051319, RIVER FOREST, IL 60305-1319

Mortgage

Document Number	1927506040
Date	Oct 2, 2019
Instrument	27506040

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2029

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 14, 2019
Property Address	823 KEYSTONE AVE, RIVER FOREST, IL 60305-1319
Document Number	1922606080
Instrument Date	Jul 30, 2019
Instrument	22606080
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Amount	Amount Recorded
Tax	$504.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 KEYSTONE AVE RIVER FOREST IL 603051319, RIVER FOREST, IL 60305-1319

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	River Forest Township
Municipality	River Forest Village
Secondary School District	Oak Park and River Forest District 200 (09 - 12)
Elementary School District	River Forest School District 90 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,000 (+19.9%) Land $10,800 Building $43,200	$540,000 (+19.9%) Land $108,000 Building $432,000
2023	$13,875.00 (+3.24%)
2022	$13,439.00 Homeowner's exemption	$45,039 Land $9,450 Building $35,589	$450,390 Land $94,500 Building $355,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER GROVE serves 10,282 people · EPA ID IL0312640
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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