823 Front Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 823 Front Ave, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,411 sqft · built 1955
Lot Size	0.149 acres (6,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$341,500 (Jun 2022)
Tax Bill	$5,424 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-13-0202`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-13-0202`
Alternative APNs	`8293435` `331988`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,411 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Game Room	Game Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1971
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	6,480 sqft (0.149 acres)
Lot Dimensions	120 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	331988
Street Address	823 FRONT AVE
City	SAINT PAUL
State	MN
Zip	55103-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROYAL OAKS EX W 18 FT LOT 1O AND ALL OF LOT 9 BLK 16
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	ROYAL OAKS
Legal Block	16
Legal Lot Number	1O,9
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3013
Census Tract	31200

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	823 FRONT AVE, SAINT PAUL, MN 55103-1323
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 9, 2018	Quit Claim Deed, Mortgage · Conventional with PMI GUARANTEED RATE
Aug 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2022 · Amount on Record
Deed Sale	Jun 28, 2022 · Amount on Record
Prior Sale	Dec 1, 2009 · Amount on Record
Deed Document Number	20222735209
Prior Transfer Date	Feb 23, 2018
Prior Transfer Doc	0002609837
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 28, 2022
Property Address	823 FRONT AVE, SAINT PAUL, MN 55103-1323
Document Number	0T02735209
Instrument Date	Jun 14, 2022
Instrument	T02735209
Transaction Type	Transfer
Record Updated	Jan 2, 2023
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,126.95
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	823 FRONT AVE, SAINT PAUL, MN 55103-1323

Mortgage

Document Number	0T02735210
Date	Jun 28, 2022
Instrument	T02735210

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

March 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 9, 2018
Property Address	823 FRONT AVE, SAINT PAUL, MN 55103-1323
Document Number	0002609837
Instrument Date	Feb 23, 2018
Instrument	2609837
Transaction Type	Mortgage
Record Updated	Mar 16, 2018
Title Company	TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$1.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	823 FRONT AVE ST PAUL MN 551031323, ST PAUL, MN 55103-1323

Mortgage

Document Number	2609838
Date	Mar 9, 2018
Instrument	2609838

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	823 FRONT AVE, SAINT PAUL, MN 55103-1323
Document Number	0002597722
Instrument Date	Aug 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	823 FRONT AVE ST PAUL MN 551031323, ST PAUL, MN 55103-1323

Mortgage

Document Number	0002597722
Date	Sep 27, 2017
Instrument	2597722

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	MINNEAPOLIS, MN 55401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 26, 2027

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,600 (+4.27%) Land $39,800 Building $301,800	$341,600 (+4.27%) Land $39,800 Building $301,800
2025	$5,424.00 (+12.34%)
2023	$4,828.00 Homeowner's exemption	$327,600 Land $39,800 Building $287,800	$327,600 Land $39,800 Building $287,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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