823 Emerald Dr, Centralia, MO 65240 Property Records

Boone County property record for 823 Emerald Dr, Centralia, MO 65240

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,909 sqft · built 2007
Lot Size	0.695 acres (30,305 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,766 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-512-00-05-028-00`

Property Details

APN / Parcel Number

Primary APN	`04-512-00-05-028-00`
Alternative APN	`04-512-00-05-028.00 01`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,909 sqft Living Area

Exterior

Year Built	Built 2007
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	30,305 sqft
Lot Dimensions	150 ft deep x 202 ft wide
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	823 EMERALD DR
City	CENTRALIA
State	MO
Zip	65240-1292
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMERALD POINT SUBDIVISION LOT 28
Legal Range	11
Legal Township	51
Legal Section	15
Legal Subdivision	EMERALD POINT SUB
Legal Block	A04
Legal Lot Number	28
Jurisdiction	BOONE MO
Township / Civil Division	CENTRALIA
Census Block Group	4
Census Block	4022
Census Tract	2000

Owner

Source: Boone County records · APN 04-512-00-05-028-00

Assessment roll updated August 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	823 EMERALD DR, CENTRALIA, MO 65240-1292
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 06, 2007
Deed Sale	Apr 06, 2007
Prior Sale	Jul 05, 2005
Deed Document Number	2007008087
Deed Book / Page	3120 / 0129
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	823 EMERALD DR, CENTRALIA, MO 65240-1292
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020645
Date	Aug 27, 2020
Book Page	5255/38
Instrument	2020020645

Lender

Name	HOMEBANK
Type	Bank
Address	PALMYRA, MO 63461

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2035

Tax Assessment & Valuation

Source: Boone County records · Assessment roll updated August 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Centralia City
Unified School District	Centralia R-VI School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,766.00 (+15.73%)	$44,897 (+14.49%) Land $4,807 Building $40,090	$236,300 (+14.49%) Land $25,300 Building $211,000
2023	$2,390.00 (+8.14%)	$39,216 Land $4,807 Building $34,409	$206,400 Land $25,300 Building $181,100
2022	$2,210.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 30, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Whittrio Fixed Wireless · not low latency	100 / 50

Based on FCC filings for 91 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BOONE COUNTY PWSD 10 serves 4,963 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.