Spokane County property record for 823 E Providence Ave, Spokane, WA 99207
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,764 sqft · built 1940 |
| Lot Size | 0.125 acres (5,450 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Aug 2018) |
| Tax Bill | $3,070 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35054.0617 |
| Primary APN | 35054.0617 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,764 sqft Living Area |
| Gross Area | 1,829 sqft |
| 1st Floor Area | 1,178 sqft |
| Basement Area | 651 sqft |
| Finished Basement | 586 sqft |
| Unfinished Basement | 65 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,450 sqft (0.125 acres) |
| Lot Dimensions | 109 ft deep x 50 ft wide |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 50 sqft |
| Patio Area | 50 sqft |
| Canopy | 12 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 823 E PROVIDENCE AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99207-2975 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | LIDGERWOOD PK L17 B83 |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 05 |
| Legal Subdivision | LIDGERWOOD PK |
| Legal Block | 83 |
| Legal Lot Number | 17 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1400 |
823 E Providence Ave is owned and occupied by two individuals who bought it in August 2018.
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 823 E PROVIDENCE AVE, SPOKANE, WA 99207-2975 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Commercial Mortgage POINT DIGITAL FINANCE INC |
| Aug 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2018 · Amount on File |
| Deed Sale | Aug 27, 2018 · Amount on File |
| Prior Sale | Nov 9, 1995 · Amount on File |
| Deed Document Number | 20186737582 |
| Prior Transfer Date | Feb 14, 2001 |
| Prior Transfer Doc | 0004559358 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 823 E PROVIDENCE AVE, SPOKANE, WA 99207-2975 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 823 E PROVIDENCE AVE, SPOKANE, WA 99207-2975 |
| Document Number | 0007447257 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 7447257 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 7, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Aug 27, 2018 |
| Property Address | 823 E PROVIDENCE AVE, SPOKANE, WA 99207-2975 |
| Document Number | 0006737582 |
| Map Reference | VOL A PG124 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 6737582 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | VISTA TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,853.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 823 E PROVIDENCE AVE, SPOKANE, WA 99207-2975 |
| Document Number | 0006737583 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 6737583 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Number | 0006737584 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 6737584 |
| Name | WASHINGTON STATE HOUSING FIN COMMISSION |
|---|---|
| Type | Government Agency |
| Address | 00000 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2026 property tax bill for 823 E Providence Ave was $3,070, up 2.3% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,070.00 (+2.3%) | $299,800 Land $90,000 Building $209,800 | $299,800 Land $90,000 Building $209,800 |
| 2025 | $3,001.00 | ||
| 2024 | $295,600 (+34.98%) Land $65,000 Building $230,600 | $295,600 (+34.98%) Land $65,000 Building $230,600 | |
| 2023 | $2,894.00 (+12.83%) | $219,000 Land $42,000 Building $177,000 | $219,000 Land $42,000 Building $177,000 |
| 2022 | $2,565.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 823 E Providence Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 823 E Providence Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
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