823 E Mill St, San Bernardino, CA 92408 Property Records

San Bernardino County property record for 823 E Mill St, San Bernardino, CA 92408

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1960
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (May 2026)
Tax Bill	$3,839 (2025)
Deeds & Mortgages	Apr 2024 Construction Loan May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0280-081-02-0000`

Property Details

APN / Parcel Number

Primary APN	`0280-081-02-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Family Room	Family Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	112 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Water Source	Commercial

Location & Zoning

Street Address	823 E MILL ST
City	SAN BERNARDINO
State	CA
Zip	92408-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR NO 2505 G1FFORD COMSTOCK SUB NE 1/4 LOT 15
Legal Subdivision	GIFFORD COMSTOCK SUBDIVISION
Legal Tract	2505
Legal Block	2
Legal Lot Number	15
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2000
Census Tract	7202

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	823 E MILL ST, SAN BERNARDINO, CA 92408-1613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · Construction Mortgage HOUSEMAX FUNDING LLC
May 1, 2026	Grant Deed, Transfer · Conventional Mortgage AMTRUST MORTGAGE CORPORATION
Oct 18, 2023	Grant Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Oct 18, 2023 · Amount on Record
Deed Document Number	2026110833
Prior Transfer Date	Oct 5, 2016
Prior Transfer Doc	0000539720
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	823 E MILL ST, SAN BERNARDINO, CA 92408-1613
Transaction Type	Mortgage
Record Updated	May 25, 2026
Title Company	STOCKDALE TITLE COMPANY, SOCAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10547 LERNORAN AVE, DOWNEY, CA 90241

Mortgage

Document Number	0000092160
Date	Apr 19, 2024
Instrument	2024-0092160

Lender

Name	HOUSEMAX FUNDING LLC
Type	Non-Lending Institution
Address	AUSTIN, TX 78746

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 1, 2026
Property Address	823 E MILL ST, SAN BERNARDINO, CA 92408-1613
Document Number	0000110833
Instrument Date	Apr 3, 2026
Instrument	2026110833
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,884.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	823 E MILL ST, SAN BERNARDINO, CA 92408-1613

Mortgage

Document Number	0000110834,
Date	May 1, 2026
Instrument	2026110834

Lender

Name	AMTRUST MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 18, 2023
Property Address	823 E MILL ST, SAN BERNARDINO, CA 92408-1613
Document Number	0000257661
Map Reference	MB 36 PG 1
Instrument Date	Sep 6, 2023
Instrument	2023-0257661
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 E MILL ST, SAN BERNARDINO, CA 92408-1613

Mortgage

Document Number	0000257662
Date	Oct 18, 2023
Instrument	2023-0257662

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$239,292 (+2%) Land $187,272 Building $52,020
2025	$3,839.00 (+264.58%)	$234,600 (+230.34%) Land $183,600 Building $51,000
2023	$1,053.00 (+0.19%)	$71,017 Land $23,672 Building $47,345
2022	$1,051.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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