Guthrie County property record for 823 E Main St, Panora, IA 50216
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,776 sqft · built 1971 |
| Lot Size | 0.523 acres (22,785 sqft) |
| Owner | Company Name on Record |
| Last Sale | $135,000 (May 2024) |
| Tax Bill | $4,266 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0001291300 |
| Primary APN | 0001291300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,776 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Basement Area | 720 sqft |
| Finished Basement | 325 sqft |
| Unfinished Basement | 360 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,785 sqft (0.523 acres) |
| Lot Dimensions | 212 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 340 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 823 E MAIN ST |
|---|---|
| City | PANORA |
| State | IA |
| Zip | 50216-1055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 33 80 30 PAR A OF LOT 1 OF LOT 2 (EX PAR C OF PAR A OF LOT 1 OF LOT 2 & EX PAR D OF PAR A OF LOT 1 OF LOT 2) NE SW |
| Legal Range | 30W |
| Legal Township | 80N |
| Legal Section | 33 |
| Legal Lot Number | 1,2 |
| Jurisdiction | GUTHRIE IA |
| Township / Civil Division | CASS |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 950100 |
Source: Guthrie County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1906 E BATTLEFIELD RD, SPRINGFIELD, MO 65804-3878 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LEGACY BANK |
| Jun 5, 2017 | Warranty Deed, Transfer · FHA Mortgage AMERICAN SOUTHWEST MORTGAGE FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2024 · Amount on Record |
| Deed Sale | May 14, 2024 · Amount on Record |
| Prior Sale | May 3, 2022 · Amount on Record |
| Deed Document Number | 20241013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Property Address | 823 E MAIN ST, PANORA, IA 50216-1055 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020221185 |
|---|---|
| Date | May 3, 2022 |
| Instrument | 2022-1185 |
| Name | LEGACY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Recording Date | Jun 5, 2017 |
| Property Address | 823 E MAIN ST, PANORA, IA 50216-1055 |
| Document Number | 02017/1299 |
| Book / Page | 2017 / 1299 |
| Instrument Date | May 31, 2017 |
| Instrument | 2017-1299 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 823 E MAIN ST, PANORA, IA 50216-1055 |
| Document Number | 02017/1300 |
|---|---|
| Date | Jun 5, 2017 |
| Book Page | 2017/1300 |
| Instrument | 2017-1300 |
| Name | AMERICAN SOUTHWEST MORTGAGE FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73112 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
Source: Guthrie County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Guthrie County |
| Municipality | Panora City |
| Unified School District | Panorama Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $269,000 (-) Land $28,400 Building $240,600 | $269,000 (-) Land $28,400 Building $240,600 | |
| 2025 | $4,266.00 (-12.62%) Homeowner's exemption | $269,000 (-8.22%) Land $28,400 Building $240,600 | $269,000 (-8.22%) Land $28,400 Building $240,600 |
| 2024 | $4,882.00 (-7.43%) | ||
| 2023 | $293,100 (+20.32%) Land $43,100 Building $250,000 | $293,100 (+20.32%) Land $43,100 Building $250,000 | |
| 2022 | $5,274.00 | $243,600 Land $43,100 Building $200,500 | |
| 2021 | $243,600 Land $43,100 Building $200,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE PANORAMA WATER COMPANY private · serves 2,900 people · EPA ID IA3900301 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Panora Telecommunications Fiber | 1,000 / 300 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures