823 E Front St, Winona, MN 55987 Property Records

Winona County property record for 823 E Front St, Winona, MN 55987 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms1 Baths
Year BuiltBuilt 1980
Square Footage624 sqft Living Area
Lot Size2,919 sqft (0.067 acres)
GarageDetached, 504 sqft
Last Sale$45,000 (2017)
Tax Bill$908.00 (2026)

Property Details

APN / Parcel Number

Primary APN32.200.3950

Interior

Bedrooms1 Beds
Full Baths1 Baths
Building Area624 sqft Living Area
1st Floor624 sqft 1st Floor
Basement Area624 sqft Basement
Unfinished Basement624 sqft Unfinished
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1882
Effective Year BuiltEffective 1980
Architectural StyleRanch Style
Exterior MaterialVinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area2,919 sqft (0.067 acres)
Depth X Width140 ft x 21 ft Depth x Width
Garage TypeDetached Garage
Garage Area504 sqft Garage
Deck Area70 sqft Deck

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address823 E FRONT ST
CityWINONA
StateMN
Zip55987-4443
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSECT-25 TWP-107 RANGE-007 HAMILTON ADDITION LOT-005 BLOCK-034
Legal Range007
Legal Township107
Legal Section25
Legal SubdivisionHAMILTON ADDITION
Legal Block34
Legal Lot Number5
JurisdictionWINONA MN
Minor Civil DivisionWINONA
Census Blockgroup3
Census Block3018
Census Tract670700

Owner

Source: Winona County records · APN 32.200.3950

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address525 JUNCTION ST, WINONA, MN 55987-2472
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2025Deed of Trust, Mortgage · Line of Credit
ALLIANCE BANK
Dec 31, 2025Deed of Trust, Mortgage · Line of Credit
ALLIANCE BANK
Jun 02, 2026Deed of Trust, Mortgage · Conventional Mortgage
MERCHANTS BANK
Dec 08, 2017Warranty Deed, Transfer · Line of Credit
MERCHANTS BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 08, 2017 · Amount on Record
Deed SaleDec 08, 2017 · Amount on Record
Deed Doc Number2017607131
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address823 E FRONT ST, WINONA, MN 55987-4443
Transaction TypeMortgage
Record UpdatedJun 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A664578
DateDec 31, 2025
InstrumentA664578
Lender
NameALLIANCE BANK
TypeBank
AddressFOUNTAIN CITY, WI 54629
Agreement
TypeLine of Credit
AmountAmount Recorded

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address823 E FRONT ST, WINONA, MN 55987-4443
Transaction TypeMortgage
Record UpdatedJun 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A664579
DateDec 31, 2025
InstrumentA664579
Lender
NameALLIANCE BANK
TypeBank
AddressFOUNTAIN CITY, WI 54629
Agreement
TypeLine of Credit
AmountAmount Recorded

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Recording DateJun 02, 2026
Property Address823 E FRONT ST, WINONA, MN 55987-4443
Document Number0000666964
Instrument DateJun 02, 2026
Instrument2026666964
Transaction TypeMortgage
Record UpdatedAug 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship266
Address525 JUNCTION ST, WINONA, MN 55987-2472

Mortgage

Document Number0000666964,
DateJun 02, 2026
Instrument2026666964
Lender
NameMERCHANTS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJun 10, 2031
Interest
Rate6.37%
Max Rate-1%

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINONA MN
Recording DateDec 08, 2017
Property Address823 E FRONT ST, WINONA, MN 55987-4443
Document Number607131
Instrument DateNov 30, 2017
Instrument607131
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$148.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 W 2ND ST, WINONA, MN 55987-5525

Mortgage

Document Number607132
DateDec 08, 2017
Instrument607132
Lender
NameMERCHANTS BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 10, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalityWinona City
Unified School DistrictWinona Area Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$908.00 (+22.37%)
2025$74,400 (+1.36%) Land $21,600 Building $52,800$74,400 (+1.36%) Land $21,600 Building $52,800
2023$742.00$73,400 Land $20,400 Building $53,000$73,400 Land $20,400 Building $53,000

Flood & Wildfire

Our records do not include FEMA flood map data for 823 E Front St; wildfire exposure is none.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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