823 E 23rd Ct, Des Moines, IA 50317 Property Records

Polk County property record for 823 E 23rd Ct, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 669 sqft · built 1925
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Apr 2026)
Tax Bill	$1,948 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Dec 2025 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`050/03635-001-000`

Property Details

APN / Parcel Number

Primary APN	`050/03635-001-000`
Alternative APN	`782401104009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	669 sqft Living Area
Gross Area	1,338 sqft
1st Floor Area	669 sqft
Basement Area	669 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	823 E 23RD CT
City	DES MOINES
State	IA
Zip	50317-6565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 41 & 42 BLK 6 YORKS CHOICE
Legal Subdivision	YORKS CHOICE
Legal Block	6
Legal Lot Number	41,42
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	5
Census Block	5002
Census Tract	2100

Owner

Source: Polk County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	823 E 23RD CT, DES MOINES, IA 50317-6565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Warranty Deed, Transfer · FHA Mortgage LAND HOME FINANCIAL SERVICES
Dec 16, 2025	Warranty Deed, Construction Loan · Construction Mortgage RACCOON VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Prior Sale	Dec 16, 2025 · Amount on Record
Deed Document Number	202618674
Deed Book / Page	20472 / 834
Prior Transfer Date	Sep 23, 2016
Prior Transfer Doc	0000027829
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 6, 2026
Property Address	823 E 23RD CT, DES MOINES, IA 50317-6565
Document Number	0000018674
Book / Page	20472 / 834
Instrument Date	Apr 1, 2026
Instrument	202618674
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$25,775.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 E 23RD CT, DES MOINES, IA 50317-6565
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018675,
Date	Apr 6, 2026
Instrument	202618675

Lender

Name	LAND HOME FINANCIAL SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

Mortgage

Document Number	0000018676,
Date	Apr 6, 2026
Book Page	20472/853
Instrument	202618676

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	May 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

December 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Dec 16, 2025
Property Address	823 E 23RD CT, DES MOINES, IA 50317-6565
Document Number	0000075281
Book / Page	20367 / 325
Instrument Date	Dec 15, 2025
Instrument	2025-00075281
Transaction Type	Construction Loan
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$135.20
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 SE CLOVER RIDGE DR, ANKENY, IA 50021-7111
Investor	Possibly a Property Investor

Mortgage

Document Number	0000075282
Date	Dec 16, 2025
Instrument	2025-00075282

Lender

Name	RACCOON VALLEY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$115,900 (+17.07%) Land $26,100 Building $89,800	$115,900 (+17.07%) Land $26,100 Building $89,800
2024	$1,948.00 (+10.93%)
2023		$99,000 Land $22,200 Building $76,800	$99,000 Land $22,200 Building $76,800
2020	$1,756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

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