Berkeley County property record for 823 Dunham St, Daniel Island, SC 29492
| Property Type | Single Family Home |
|---|---|
| Details | 5,103 sqft · built 2024 |
| Lot Size | 0.403 acres (17,580 sqft) |
| Owner | Trust Name on File |
| Last Sale | $795,000 (Jan 2022) |
| Tax Bill | $18,263 (2025) |
| Deeds & Mortgages | Oct 2022 Construction Loan Jan 2022 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 275-10-02-004 |
| Primary APN | 275-10-02-004 |
|---|---|
| Alternative APN |
|
| Building Area | 5,103 sqft Finished Area |
|---|---|
| 1st Floor Area | 2,682 sqft |
| 2nd Floor Area | 1,723 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 17,580 sqft |
| Garage Area | 2,278 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 698 sqft |
| Patio Area | 56 sqft |
| Storage Building | 20 sqft |
| Boat Access | Boat Access |
| Street Address | 823 DUNHAM ST |
|---|---|
| City | DANIEL ISLAND |
| State | SC |
| Zip | 29492-7591 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CHARLESTON |
| Legal Description | LOT M/L/6DI PAR M PH 3 |
| Legal Subdivision | DANIEL ISLAND-COCHRAN PARK PH2 |
| Legal Block | L |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | WANDO |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20407 |
823 Dunham St is owner-occupied and held in a trust since January 2022.
Source: Berkeley County records, as of August 18, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 823 DUNHAM ST, DANIEL ISLAND, SC 29492-7591 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2022 | Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jan 11, 2022 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2022 · Amount on File |
| Deed Sale | Jan 11, 2022 · Amount on File |
| Deed Document Number | 20221293 |
| Deed Book / Page | 4112 / 753 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 823 DUNHAM ST, DANIEL ISLAND, SC 29492-7591 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 04392/0164 |
|---|---|
| Date | Oct 18, 2022 |
| Book Page | 4392/164 |
| Instrument | 2022039977 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Jan 11, 2022 |
| Property Address | 823 DUNHAM ST, DANIEL ISLAND, SC 29492-7591 |
| Document Number | 04112/0753 |
| Book / Page | 4112 / 753 |
| Map Reference | DOC 2021001539 |
| Instrument Date | Feb 8, 2021 |
| Instrument | 2022001293 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,067.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 524 PARK CROSSING ST, DANIEL ISLAND, SC 29492-2101 |
The 2025 property tax bill for 823 Dunham St was $18,263 with a homeowner's exemption, down 9.8% from the year before.
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Municipality | Charleston City |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,859,415 (+2,399.99%) Land $928,802 Building $1,930,613 | $3,260,400 (-) Land $1,300,000 Building $1,960,400 | |
| 2025 | $18,263.00 (-9.85%) | $114,377 (-) Land $37,152 Building $77,225 | $3,260,400 (-) Land $1,300,000 Building $1,960,400 |
| 2024 | $20,258.00 Homeowner's exemption | $114,377 Land $37,152 Building $77,225 | $3,260,400 Land $1,300,000 Building $1,960,400 |
| 2022 | $15,736.00 | $54,846 Land $47,226 Building $7,620 | $914,100 Land $787,100 Building $127,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 823 Dunham St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 300 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 300 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 823 Dunham St is high, ranking above 74% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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